Last month I gave you step by step instructions on exactly how to chisel adverse and negative marks on your personal credit reports.

If you didn't see that email, you can check out my post by clicking here.  There you'll see the full instructions on what to do and why the "Holiday Blitz" is so powerful when trying to fix your personal credit.

For those of you who listened to my powerful advice, time for round two of your letters.  (And if you're new to this, it's not too late to jump on the bandwagon.  Click here to read the post and follow the directions for your Round 1 of your dispute letters.  It's not too late to get started now!)

So, Round 2 (or Round 1 if you're new to this) of your dispute letters to all three (3) credit bureaus should go out this week, preferably today or tomorrow!

This is what I call the 1-2 punch during the holiday season to the credit bureaus when they are most lax, understaffed, overworked, and not really working at full capacity.  You can use this once-a-year time to knock off as much of the adverse and negative marks off your personal credit as possible!

If you want to know more about how to increase your personal credit FICO score by 200 - 300 points in the next 90 days or so, CLICK HERE for a new book I'm releasing called Credit Millionaire!  It'll be the best $9.97 you'll ever spend!  Yes, it's really that cheap.

Why am I basically giving this book away?

Because I want 2021 to be your best year ever.  After the travesty of 2020 is now (mostly) in the rearview mirror, it's time to start facing reality.  And reality is that the economy is about to crumble like a poorly made coffee cake.

And if you honestly think that if our economy can shut down for 9+ months without major long-lasting repercussions then you're living in an alternative reality.

So, why haven't we felt the full effects of the economy cracking apart like we probably should have by now?

Well, the answer is sort of simple and sort of complicated.  So, let me give you the simple explanation:

The economy as it is...it's kind of like a jet airplane with four engines.  And pretend that a flock of seagulls flew into all four of the engines.  The engines are sparking and shorting out while the pilots are beginning to panic because...they just lost all four engines.

This is that short amount of time (mere minutes in this "air time" analogy) that this jet airplane is "coasting" on the borrowed inertia and momentum of when the jet engines were working at full capacity just a short time ago.

But the pilots on the plane know they're about to crash.  (They're equivalent to the smart economists who have been mapping these kinds of things for decades.)  Intelligent business people know the economy is slipping.

In fact, everybody who has to stare face to face with economics on a daily basis know what's going to happen.

It's all coming apart and for the moment it's being barely glued together with temporary quick fixes (like stimulus packages, unemployment benefits, etc.).  

But, that's like trying to hose the bird guts out of the engine after the engines already blew out...in mid-air...when the entire system is already permanently shut down and destroyed beyond repair.

The people who will suffer the most are the lower 85% of the population.  The top 15% understand how to use Other People's Money in the form of unsecured credit that they can use to buy up foreclosure real estate (for pennies on the dollar), to start or buy a business, and to seize opportunity (which will be everywhere) when they see it.

But you have to have access to cash to be able to jump on cash-based opportunities!  Without cash or unsecured credit, you'll be left out in the cold with the rest of the bottom 85%.

Why not think like wealthy people do by pulling those unsecured credit strings?

I talk all about this in my new book called Credit Millionaire!

CLICK HERE to get your copy right now and start 2021 off with a powerful and positive bang!

See you at the top!

Your mentor,

Monica Main

P.S.  Many of you know my most successful money funnel student Bev Thiessen and how she rakes in over $85,000 per month in net profits with her money funnels.  She has several types of products she sells, first starting off as an affiliate and then eventually selling her first products.  Many of my current money funnel students have been wondering...how did Bev get started?  How did she start her business and how did she scale it up?  I'd like to show you exactly what she did, step by step, in how she got started.  I'll also explain how you can do the same thing she did to scale her small home-based business when you join me for this rare and power-packed online seminar event.  Register for a very rare online seminar event by CLICKING HERE NOW!

P.P.S.  For those of you interested in joining me for my 2021 Money Funnel Apprenticeship Group, CLICK HERE to watch some powerful testimonial videos and to download the 2021 brochure now!

I've been a wealth trainer for more than 20 years and I've found that there is a COMMON THREAD among every student of mine who never becomes successful.

What is that COMMON THREAD?

Not enough attention to the details and NO FOLLOW-THROUGH.

Many of the students I work with believe that they will read one of my books and suddenly they are "schooled" enough in being able to buy a multi-million-dollar real estate asset.  They're not even willing to attend a seminar, mentorship group, or study my course materials yet they believe they're rippin' ready to jump into buying that first property.

Then...in the 11th hour, they back out.  Some will get just inches from the finish line and they drop out of the game, detoured by fear (mostly because they didn't go deep enough in the learning process to understand what to do next), and then they recess into the mediocre life of what's always been.  Never to become successful with anything.

I hope that does NOT include you.  It probably doesn't because most of my students understand the value of learning everything they can before jumping into the big, bad world of real estate investing.

With that said, I have something VERY IMPORTANT to tell you about the rapid changes in our real estate market.  You absolutely MUST listen to a short video that I have prepared for you.  CLICK HERE to watch it now.  In fact, I highly recommend that you STOP all investing activity including looking for properties until you watch this somewhat shocking new direction that I'd like to see you pursue for maximum cash flow potential.

CLICK HERE to find out what this is all about RIGHT NOW!

See you at the top!

Your mentor,

Monica Main
 

My daughter is in junior high and attends a private school.  And needless to say, I'm not happy with them right now.

In October, they started having the kids attend school one day a week.  Tuesday.  From 8am to noon.  And it would only be one junior high school students on that day.  Other grades would stagger in attendance on different days of the week.  It seemed innocent enough.

Then the school administrators increased it to Mondays all day and Tuesday for a half-day right before Thanksgiving.  It seemed okay.  They'd have elementary and junior high show up (elementary is downstairs, junior high is upstairs).  High school would be there later in the week, separate from the younger kids.

But...you know how people get.  They think, "Yeah, this is working out great!  Let's have everybody come into school at once!"

And this is where they screwed up.  Not that I'm psychic or anything but (1) I knew they would push this in-person learning too fast, and (2) I knew what would happen when they did.

First of all, I hate being lied to.  The school kept telling parents, "Everybody is wearing a mask, all students are socially distanced at all times, and none of the grades are released from class at the same time to avoid hallway crowding."

Liars!

And certainly not what I'd expect from a Christian school.  I expect honesty and truth...not a pile of lies!

When the kids started going to school 5 solid days a week in person, my daughter would complain that she would feel crowded trying to pass the high schoolers who were packed in the hallways.

What?!

High schoolers?

The school administrators clearly said that each grade would be "staggered" and never in contact with one another in the hallways.

I asked a teacher straight to her face about this.  She gave me an uncomfortable laugh and said, "That's not how the students are released.  They're staggered, meaning they're released at different times."

She couldn't look me in the eyes.  This meant that she knew she was lying.  I knew she was lying.

Needless to say, I wasn't overly shocked when a faculty member and a student tested positive for Covid-19, about 25% of the school back home on Zoom meetings while "sentenced" to a mandatory 14-day self-quarantine.

Meanwhile, elementary and high schoolers are still attending in person.

Crazy, I know!

How many more people have to be infected with Covid-19 before they decide that it's probably best to shut the entire school down?

I'm all for in-person learning but it has to be safe.  Exposing these young kids all day long every day just to keep tuition-paying parents from getting upset about their kids being on Zoom all day.

At first I thought my daughter had Covid.  She had most of the symptoms except for the fever.  She never had that.  But she had about 90% of the rest of the symptoms.  So, I don't know if she ended up getting Covid due to her in-school exposure...or not.

I believe I am asymptomatic.  I believe I had a strand Covid back in June 2016.  Perhaps this really horrible sickness I had back then was a blessing in disguise...because maybe it bolstered my immune system enough to support me during this newest version of Covid.  I don't know and perhaps I never will.

What's going on now is serious.  And when people -- school administrators or others -- flippantly put people's lives at risk for their own agendas, all I have to say is that you can't rush things. 

You have to let things unfold as they do...organically.  Pushing and shoving to make things happen usually means one thing: an explosion in the most adverse way possible!

How is your life unfolding right now?  Are you finding yourself feeling stuck, like you want to push through to the other side to get results...no matter what those results will be...just to make some kind of progress?

I know we're coming up on the holidays and this year is certainly not like any other time in history.  Maybe it's time for you to take the backseat and chill out until the end of the year.  After all, what's so wrong with that, right?

Or, you could start to line up opportunities for yourself.

I have a way you can do that...a way for you to line yourself up for the opportunities ahead in 2021.

CLICK HERE to watch a short video to find out what I'm talking about.

See you at the top!

Your mentor,

Monica Main

In June 2016 I was almost at the end of earning my MFA.  In the midst of the closing of the school quarter, I was torn because I wanted to see my daughter in a play at school.  I decided to "sneak" away from my program to quickly see my daughter's play, committing to driving right back to school the moment the play was over.  It seemed like a simple enough plan...right?

So, I made it on time to see her play.  It was outside, it was hotter than hell, and I found myself helplessly leaning against this stucco pole to keep from passing out.  That's how hot it was.

Out of nowhere, this Asian guy appears and decides to stand about 2 inches from me.  When I turned to tell him to give me a little space, he sneezed in my face.  I kid you not.

The women I was standing next to all dispersed like roaches.  I was so disgusted that I immediately moved to the opposite side of the courtyard.

And I knew I was going to get sick.  I just knew it.

When the outside play was over, the Asian dude left.  He didn't greet any child that was in the play.  He didn't have any other family members with him.  He just...left.  (As I look back today, I realize just how suspicious all of this really was.)

I was able to spend the night at my house before heading back to school the next day.  On my way back, I started feeling really sick...like flu/cold sick.  I stopped at a 7-11 and asked the guy for every cold and flu medicine he had behind the counter because I knew I'd be down for the count.

Low and behold, I was.  I was in Palm Springs and it was 120 degrees.  I felt so cold that I opened the door, letting the dry heat in.  I went into the bathtub, running the hottest water possible.  It was so hot that my skin turned bright red.  I was so lethargic that I couldn't get out of the bathtub for hours.

Thinking back...I believe I had an earlier strand of Covid.  I had mostly the same symptoms including a fever.  I had never been that sick in my entire life, before or since.  (Ask any nurse or doctor who knows their salt and they'll tell you Covid has been around for a long time!)

Anyway, I was describing this story to my students in an email and I had this rude lady tell me that I should "apologize" for writing such an insulting email about the Asian guy who sneezed in my face!

Say what??!!

Apologize for stating the facts about what happened that day?  Apologize because I mentioned that he was Asian and I shouldn't have said that at all?  I should have just said "a guy" instead of "an Asian guy"?

And who am I supposed to apologize to?  You, lady?  About how I "insulted" the rude guy who sneezed in my face by...telling everybody that he sneezed in my face?

What the hell??!!

Why is everybody so freaking OFFENDED by EVERYTHING these days?  Why is everybody constantly DEMANDING APOLOGIES for the most stupidest sh**??!!

Somebody says something on the news you don't like.  Get offended.  Demand an apology.

Somebody is wearing a t-shirt you don't like.  Get offended.  Demand an apology.

Somebody colors their hair a color you don't like.  Get offended.  Demand an apology.

Please!!  Give it a rest already!

For people like that, I have this to say:  GROW A PAIR and stop being a freaking cry baby all the time.

How can ANYONE expect to be successful -- forget about the world of business and investing -- in the REAL WORLD...by doing all this cry-baby "being-offended" all the time??  Isn't it A LOT OF WORK and energy to be offended, mad, and in a state of frenzy until you get empty apologies for stupid stuff that bothers you??

To be offended...that's a choice!  Yes.  You can CHOOSE to be offended!  You can CHOOSE NOT to be offended!  It's really that simple.

Recently I was going through some of my YouTube videos on my channel and somebody made a comment several months ago about how I sound like a 10-year-old boy on the video.  At first I felt that sense of wanting to get pissed off but a few seconds later I just laughed.  I actually thought it was pretty funny.  Maybe it's because I've heard that comment before...from my own daughter!  But she didn't say I sounded like a 10-year old boy.  She's told me a few times that I actually look like a boy in junior high school when I wear my jeans and skater shoes with my short hair and no make-up.  I'd rather look and sound like a young boy than look and sound like an over-the-hill Big Ass Bertha any day of the week!

I realized at that moment:  I CHOSE NOT to be offended.  I CHOSE NOT to get pissed off about something so stupid that it was laughable.  And then I chose to laugh...because it was funny. 

For those of you who are choosing to be offended about the most nonsensical things, maybe you can start right now by trying my strategy: CHOOSING NOT to be offended.  Try it out once or twice.  You can always go back to being offended by anything and everything in 20 minutes if you'd like.

Life is not all that serious.  Trust me.  There's a lot of things to get your feathers all ruffled up over...but receiving an email from somebody about how somebody sneezed in my face and got me sick shouldn't be on the list of things to make you "offended" or upset.  And since it is, perhaps consider busying yourself with something a little more productive.  Like -- I don't know -- maybe pulling yourself out of debt?  Making some money for yourself?  Building a successful business?  (Those are just ideas.  If you don't like them, you can go back to wasting your time being "offended" all day as your full-time job, if you so choose.)

As for the rest of you, I have something I want you to check out.  It's about something CRITICAL you may want to consider doing if you want to start CASHING IN on our economic demise.

CLICK HERE NOW to check it out now!

A fair warning:  This is NOT for most of you.  It may not be for you either.  But you won't know until you check it out.  CLICK HERE to check it out now!

See you at the top!

Your mentor,

Monica Main