Last week I ended up getting rid of a couple of my employees. I couldn't believe how unwilling some people are in doing the job they are hired.
It's not about being lazy. It's about wanting to get paid for doing what they want to do, I guess. It's a weird trend that seems to be going on in our "post" Covid era.
One of my employees refused to "touch" my book called The Lost Secret...because the book talks about "energy" and "vibrations," something she doesn't believe in as a fundamentalist Christian.
This is strange to me because when she was hired almost a year ago, I gave her the book on the day she was hired. She never mentioned being "offended" by the book contents or having issues with the book subject matter. So, it was a shocker, needless to say, when she said she would no longer be "touching" the book (to ship it out to people) because of her beliefs.
As my dad told me yesterday, he said, "She's a CWC."
I said, "What does CWC mean?"
He said, "Christian WhenConvenient."
I started laughing. He was right. It was "convenient" for her to do her job...when she wanted a paycheck. Then it was "convenient" for her to suddenly dislike my book The Lost Secret almost one year later...when she didn't want to do her job anymore, citing the "Christianity" reasoning for suddenly not "believing" in the book (or her job) anymore.
She wrote an email to me after I gave her an ultimatum to do her f****** job...or don't come in to work anymore. In this email, she admitted to getting an under-the-table job working at a non-profit for a friend. Then she quit...in writing in the email. (As Forrest Gump would say, "Stupid is as stupid does!")
But she told me over the phone she was going to apply for unemployment.
Hmmmm...doesn't seem very "Christ-like" for her to lie to the unemployment office by stating that she didn't have a job (just to get an unemployment check) when she admitted in an email in writing to me that she did have a job.
It's certainly not Christian-like to lie like that to get an unemployment check while getting paid under the table from her friend running a charity group.
But, as my dad said..."CWC." She's Christian When Convenient.
It kind of made me wonder what Christ would think about this underhanded behavior on her part.
The other employee I got rid of was her mother. Her mom was a good worker...until she decided to show me her 6-inch manila file folder to the office two weeks ago that was labeled "EDD."
This woman began to go into a boring lengthy monologue about collecting unemployment and getting back onto EDD.
"Well, don't you have to not be working to get EDD?" I asked.
I was offended that she (1) decided to waste my valuable time on my clock for at least 30 minutes to show me this ridiculously thick folder about the "life and times" of her unemployment-collecting "career" for the past several years, and (2) begin talking to me about her near-future EDD collecting plan/strategy to continue working for me (under the table) while getting unemployment at the same time.
Huh? What planet do I now live on?? Planet of the Crazies and Lazies, I'm guessing.
I couldn't believe this conversation was happening. So, this is what I said: "Tell you what. How about today is your last day here?! Here's your last check. And now you can collect unemployment which, evidently, is your choice of 'career' these days. Good luck."
"When you have some under-the-table work, let me know," she said.
I said, "Give me your office key. And I don't think I have anything right now for you to do 'under the table.'" Now or ever, for that matter!
All of this bullsh** that's been happening with my staff over the past few weeks has been mind-blowing to say the least. It's made me really do some soul-searching about what I plan on doing in the months and years to come.
And what I'll be revealing to you will probably shock you.
In fact, I plan on talking about it in my next live training. CLICK HERE to register for it ASAP! (By the way, if you missed my last training, you can watch a replay by CLICKING HERE.)
Except, I'm just not "feeling" that things are all that great. It seems like we're in the ultimate period of uncertainty and instability.
At least...that's the way I see it.
So, what do you do?
Well, here's what not to do:
* Don't watch the news anymore. The goal of the "powers that be" is to ensure that you constantly feel full of fear, instability, and uncertainty. It makes it much easier to control the masses that way.
* Don't hide in a cave or bury your head in the sand thinking that by ignoring the obvious (massive changes in the economy ahead) will not become a reality if you ignore it. If you decided to turn your head when you are on the verge of witnessing two trains about to hit head one another head on...it won't make the disaster not happen because you're no longer looking at it.
* Don't spend all your money. I know a bunch of stupid people who are blowing their stimulus money on Uber Eats while applying for more credit cards so they can sustain their household. These are also the same dopes who are still getting unemployment checks because they (foolishly) believe that the government stimulus money will always be there...forever. Yeah...like that will be a likely reality. (The U.S. Government is not Publisher's Clearing House, folks! No, you didn't win $5,000 a week for life. Sorry!)
So, now that you know what not to do, what should you do?
Start lining up your "ducks in a row."
If you don't know what I'm talking about, I did a recent training that will show you exactly what I'm talking about. CLICK HERE to watch that training now.
I'll also be doing another training in the next couple of weeks. CLICK HERE to register for that training.
Or you can just sit on your ass and do nothing. "Watch and wait" or whatever you're doing now.
But...just remember, the more you sit around without taking a proactive stance will mean more devastation for you when the crash does hit.
CLICK HERE to find out how you can take advantage of the upcoming market crash. And then CLICK HERE to register for my next powerful training!
See you at the top!
Your mentor,
Monica Main
P.S. Bad news...I'm almost out of Zero Down books. Once they're out of print, I'm not printing anymore. CLICK HERE to get your copy if you didn't already. (If you already ordered a copy, please do not order another one. Supplies are limited and I'm not allowing more than one per customer, per household.
P.P.S. I'm also almost out of the 20th Anniversary Edition of the Real Estate Cash Flow System including the special Gold Envelope of new unsecured cash resources for money for your real estate deals. If you didn't get your system yet, CLICK HERE before I run out. I'll probably have more printed when I run out but I won't be including the special money resources in future editions of the system. CLICK HERE to get your system now.
In the last couple of weeks, I've continued on with the Battle of My Staff...actually, not with my "staff" but rather with two people on my team.
Most of you know that Lynette is great. (Or rather she WAS great.) I have not one beef with Lynette. She's one of the most efficient people I've had on my staff in a long time.
That is...until she got really "weird" on me about 2 weeks ago.
As as fundamentalist Christian, she decided (after almost 1 full year of employment) to tell me that she refuses to "touch" my book The Lost Secret because -- as a fundamentalist Christian -- she doesn't believe in that "vibrational energy stuff."
WTF??
Energy is what makes ALL life...live. The cells coursing through your body right now...all energy. Your heart beating...energy. Your eyes blinking as you ready this...ready for it? ENERGY!
THE GOD FORCE IS PURE ENERGY!
And the vibration part (also pure energy)...well, if you are able to "control" whether you feel good (or bad), this will determine if you get something good (or bad) hurling toward you at light speed.
If you feel shitty all day every day, complaining about everything and glued to Fox News nonstop, your energy will drop. BAD THINGS WILL BEGIN HAPPENING TO YOU BECAUSE...
Life is life a GIANT MAGNET. You GET what you think about, focus on...and ultimately ATTRACT to you.
And when you are vibrating at a low energy level, you will attract all the rest of the stuff vibrating at that same level including car accidents, being robbed, losing money, losing out on opportunity, your spouse walking out on you...and a variety of other things.
But...on the flipside...
If you are vibrating at a high level, you will begin attracting other "like" things at that higher level (again, because you are an energetic magnet) such as opportunities, money, awesome relationships, good times, and all of the rest of the fun/good stuff life has to offer.
In fact, going back to the fundamentalist Christian beliefs, if you know anything about the Bible...Jesus was able to walk on water and turn water to wine.
And the ONLY way any of this is possible is...
WAIT FOR IT!
To RAISE vibrational energy.
Some people don't "get" it, do they? And then they wonder why their life always sucks.
Back to The Lost Secret book.
She refused to "touch those books" because of the vibrational energy information I talk about IN the book, almost equating it as "devil worshipping" or something.
Very strange.
Especially since on the day I hired her (almost a year ago) I GAVE her the f****** book to read at home to MAKE SURE she was okay with the stuff we sell.
And she never uttered one peep about having any issues with "all that vibrational stuff" until the end.
I gave her an ultimatum which was, in a nutshell, like this: "Do your f****** job or leave."
Two days later, she left. Because her mom worked there, her mom went too (unwillingly).
Oh well. That's just how the ball bounces sometimes.
But it made me think about one critical thing as it relates to YOU, my dear student:
If your life isn't working financially, it's because you're not "vibing" right. (If you haven't seen the Pixar animated feature called Soul, I strongly recommend that you do. It's a very profound movie about energy, vibrations, the soul's purpose, The Zone, and all the other things I talk about in my book The Lost Secret book.)
When I see people on the news complaining about the economy or watch journalism shows on the woes of people losing their homes because of the "economic downturn," I shake my head. What people focus on WILL EXPAND. If you focus on the lack of opportunity, bad things happening everywhere, and how "bad" the world is, it will come zooming right up to your doorstep!
On the contrary, focus on GOOD THINGS and the GOOD THINGS will expand.
I show you how to do all of this in my special report The Lost Chapters of Napoleon Hill's Think and Grow Rich.
CLICK HERE to get yours now (if you don't already have it) because this WILL change your entire life...if you let it!
See you at the top!
Your mentor,
Monica Main
P.S. If you haven't watched the replay of my powerful training about The Tsunami of Opportunity for 2022 yet, I'll be taking it down in the next 24 hours. CLICK HERE to watch the replay right now...before I take it down!
P.P.S. I can't believe it (since I haven't really started talking about it yet) but HALF of our seats at the Underground Secret Event in Detroit on October 22nd, 23rd, and 24th are already reserved. They're going fast! To check out a quick video about how/why this upcoming event is so damned powerful, CLICK HERE NOW and then save your seat...while you still can!
In the wee hours of yesterday morning, my little girl was rushed into the hospital due to severe stomach pain and dehydration. She was unable to hold any food or liquids down and she was the sickest I had ever seen her.
Was it Covid? The new "Delta" variant, perhaps?
Nope. None of the above.
It seems that she may have spent too much time outside. It's hot. It's dry. And when you're in a swimming pool all day, sometimes you don't drink enough liquids like you should.
At least that's what the theory was/is at the moment.
Or it could have been a stomach bug.
Who knows?
You'd think with all the scans and ultrasounds and blood tests and urine tests..."they" (the medical staff) would know something.
But...nothing. It's "inconclusive," we were told. So, it means they know nothing. That's really what they're saying when they tell you that.
This is the first time my daughter's been in a hospital since the day she was born...which coincidentally was exactly 13 years ago today. (Happy Birthday, Brie!)
But scary moments like these -- especially when it happens to a healthy, happy girl like my daughter -- makes you realize that maybe life is just a tad too short to be wasting it on living somebody else's dream, punching in a time clock, and spending hours and hours a week on a freeway to build somebody else's multi-million-dollar enterprise.
Don't you think?
A few weeks ago I decided to make some instrumental changes in my own life. I'll talk about in the weeks to come.
As for the rest of you, if you're not doing what you want to do with your life, it means you haven't taken the appropriate action to make these changes.
Last week I did a critical 2-hour training. I now have a replay of that training that you can watch now.
Click here to watch Part II of the training (after watching the first part above).
If you're not making changes of any kind, it means that you've decided to be "okay" with the life you have right now. And if that's working out for you 100%, by all means, continue with what you're doing.
But...
If you're not happy, it means something needs to be adjusted or changed in some way, especially in light of the major economic crash I'm predicting will be happening in the months to come...which I talk about in the training (including when I think it may happen down to the month).
So, watch the training! It could shift your entire financial trajectory in a matter of a mere moment.
See you at the top!
Your mentor,
Monica Main
P.S. If you have not gotten my Zero Down book yet, I decided I won't be printing any more. Click here if you still haven't gotten a copy of the book. All you have to do is pay for shipping and handling. And that's it! I only have a handful of these left so click here not to get your copy...before it's too late!
P.P.S. Another thing that will be going out of print (and I just got these) is my 20th Anniversary Edition of the Real Estate Cash Flow System...including all of my new unsecured cash resources you can use to invest in real estate deals. Click here now if you didn't get it. This will likely be your last chance!
I had a student try to "correct" me about the expiration of the eviction and foreclosure moratorium that -- let me remind you -- expires on June 30, 2021...which is next week!
He said, "They'll just tack past due mortgage payments onto the back of the loan."
Yeah...okay!
Here's the reality: that's not quite how it works!
First of all, I've been in the real estate investing business for over 25 years now (and counting). Getting a mortgage (for 15 or 30 years) is a long-term loan contract backed by the collateral of the property you are purchasing.
So, no, we're not talking about a revolving line of credit (like a credit card) or a car loan (from Ford Motor Credit) where, if you happen to miss a payment (for one reason or the other), they can maybe throw your missed payment to the back (with a fat penalty, of course).
A collateralized loan contract (mortgage) has a strict start date and a strict end date. There is no "throwing payments" to the back of a loan on a mortgage without going through an alteration of the original mortgage (via a refinance, for example).
Now, I think what ruffled my feathers so much on this is that the student who brought this to my attention is a pretty sharp tool in the shed. So, when he brought this "idea" about how be predicts (since no lender, bank, or mortgage company anywhere has "thrown" payments to the back of a 30-year mortgage that I know of yet) banks/lenders will handle the upcoming moratorium expiration, I was a little peeved.
Think about it.
You are a lender. You opened up, say, 500 new mortgages in the past 5 years. Covid hits. A bunch of people are behind on their mortgages by about a year (maybe longer), mostly because the government put a "stay" on anyone filing foreclosure paperwork in court.
June 30th comes and goes.
What are you doing on the first week of July?
I know what I'd be doing. I'd have an entire legal team in the wings, already printing out the paperwork, and getting it ready for the foreclosure war of the century.
Here's what I wouldn't be doing:
I would not be calling people 6 or more months in arears to tell them, "I know you haven't paid your mortgage in a very long time and your credit is now shot to hell but...let's do a refinance and redo your mortgage agreement since we cannot simply 'throw' your arears to the back of your payment schedule."
Right now we're in one of the hottest housing markets since...2007. I'd quickly rid the deadbeats out of my financed homes through a legal repo (foreclosure) so I can resell them at top dollar (before the music stops) to many of the millions of people crazy enough to overpay for a house right now.
I would not be "working" with people who have shown no desire or ability to pay their mortgage through the pandemic.
Besides, small banks and lenders won't really have a lot of leeway to work with people unless they have some heavy-duty money backers throwing in cash to keep their negative debt balanced on their general ledger.
Or unless somebody like Bank of America buys them out.
And, unfortunately, the bigger the bank, the less pussy-foot table games they play with people who aren't paying their mortgage. They have massive legal teams the size of Delaware to mechanically file a streamlined barrage of foreclosure paperwork with such extreme ferociousness, the poor deadbeat sap who's in arears won't even know what hit him. (Major banks and lenders have learned to treat foreclosures like a well-greased machine ever since many dropped the ball during the 2008/2009 foreclosure crisis; needless to say, they'll never let that happen again!)
One day the foreclosure deadbeat thinks he's getting one over on the bank. Five minutes later he's setting up a tent on Skid Row next to a rancid bag lady wearing a matted fur coat and Bob Marley wannabe with broken dreadlocks.
First of all, as per the mortgage agreement that all mortgagees agree to, the bank won't parlay payments beyond the end-date of the mortgage agreement. By law, they can't extend a mortgage contract without an amendment. So, for example, if you begin your 30-year mortgage on July 1, 2021, it will end on June 30, 2051.
If you decided not to pay your mortgage for a full year, what do you think will happen if you call the bank to ask them to "tack it on" to the "back" of the mortgage? You know...way out into the future in...2051?
Most of the bankers you'd be dealing today with will either have retired or will be dead by then.
And most bankers don't want to wait until after their dead to collect on a debt owed today.
Business is business, folks. That's just the way it rolls. Pandemic or not, banks have to find a way to take negative debt and show it on the plus side of their books. If they can't, they lose their ability to lend on further mortgages if the negative side of their books is too far into the red. (This is a government law, by the way, and not something I'm pulling out of my ass.)
And no bank that I know if wants to lose out on their ability to give loans -- their main source of income (through interest payments).
In my opinion, I do believe we're on the threshold of something big that's about to take place. And it has to do with the credit/debt bubble which is much larger than just the eviction/foreclosure issues we'll be having in the months to come.
Instead of living in fear, you can find out how you can begin lining your ducks up in a row by doing something productive about it now.
Yes, you can do really well in the next coming months and years.
CLICK HERE NOW to find out more about what I'm talking about!
What are you doing with your time these last few days of the year?
Lately I feel like I'm twiddling my thumbs as if I'm waiting for something to "happen" or something.
Reality is, I'm just mentally "ramping up" for what's to come. I have an extremely busy year scheduled for the rest of this year and the first half of 2022. So maybe twiddling my thumbs for my summer hiatus is somehow mentally prepping me for getting my mind in order for the major work about to come.
I think what's most exciting about 2022 is that...well...2021 will be over with. Of course, we have several months to go before that happens. It was a rough year for me and for no particular singular reason or even a small grouping of reasons. I think I felt a little "off key" but now I feel like I'm snapping back into my warrior-like focus. I really did miss the old me. Welcome back, old me!
How do I know the old Monica Main is back?
Let's see...
Less than 2 weeks ago I yelled at a real estate broker on the phone for talking down to me as if I knew nothing about commercial real estate investing then threw it in his face a few days after that during an on-site property inspection when he couldn't tell me the definition of an APN. And this guy "supposedly" has been "in the business" for 30+ years. "APN? What's that?" Are you f****** kidding me??
It gets better.
He tells me that there's no way he can figure out what the outstanding mortgage is on the building and that I should just offer what the asking price is.
Yeah, right!
Apparently he's never heard my nickname: Lowball Queen.
He's also never heard of Loopnet either because anyone with a Premium Membership can get the current mortgage information within 5 minutes or do a title pull online without Loopnet if you have more than 5 minutes.
He also expected me to pay what the asking price is even though the bonehead seller has had the property on the market for a straight 6 -- going on 7 -- years without even a bite of interest at the same current asking price.
Laughable. Isn't it?
Meanwhile, in the past week during a time frame when I've long given up hope that anyone would even pick up the phone (i.e. "summer season siesta"), I have 3 banks and 1 broker trying to contact me and lend me money on projects that I don't even have organized in my head yet, let alone committed to paper.
WTF? Where were these people a few months ago?
Okay, so I have to say that I'm a "hybrid" of the old and new Monica Main put together. The old Monica Main had a short fuse but took sh** too seriously (but at least got stuff done). The new Monica Main is relaxed, emotionally disconnected from the results of her work, and doesn't seem to get enough done while being in her meditative "zen-like" state.
I'm a hybrid of both now.
This is why it's easy for me to laugh at the Old Man River commercial real estate agent who thinks I'm Barbie Blondie who knows nothing about commercial real estate investing. Before I would have snapped his old ass neck like a twig. Today I just...laugh. I think the latter is worse for him. Better for me too since I'm not getting an ulcer for no good reason.
The good news is that since I'm not detached to any outcome, I no longer take any deal seriously. And guess what? People are now beating a path to my door on deals, financing, partnerships, and unique yet profitable opportunities that I would have never considered on my own just because I am not so angry about everything anymore.
Make sense?
Okay, so what's the point here? Am I getting to some point?
Yes. There is a point to all this. It's about 2021 and how you're going to make a killing in the months to come with something I predict to be a tsunami of opportunity when the market begins to crack at the seams.
When people experience a recession or depression, they think it'll never end. It's almost like being sick with the stomach flu or something. It feels like you'll never get better and you don't even remember the days when you even felt good. Then, before you know it, you feel great and forgot all about it. Same thing will happen when the good times roll back in.
Decades ago, my dad told me several things about economic cycles and how they work. They go up. They go down. Just like a roller coaster. It never stays up forever. It never stays down forever. Expand. Contract.
The only specific thing I remember him saying about recessions was about the car industry. He told me that it's usually the first industry to go bad and that's when you know you're coming up on a recession.
My own assessment came after that and is solely based on logic. The first industry that goes will be the first industry to start picking back up once there is an onset of economic recovery.
And that is happening right now. It's been happening since earlier this year.
But what's most notable about the economy kicking up into high speed is that investors are now buying apartment buildings and other commercial assets as fast as they can pick up these assets. The days of all investors being in "watch-and-wait" mode are over.
This means that if you want to buy apartment buildings, mobile home parks, commercial-commercial buildings or even single-family residences (to flip or buy and lease), you need to be able to compete with investors who have money.
This means you'll need an EMD (earnest money deposit) and a down payment (usually 20% to 35% of the purchase price).
And if you're one of these people trying to work this business with no cash and no credit, those days are over.
But hope isn't lost. Why?
Because as of earlier this year, banks have started tightening up on their lending criteria. It think this is in preparation of things to come...because nothing stays at the top forever.
I have a powerful Real Estate Investing Strategy to share with you including some brand new private lenders, unsecured cash, and investor partnership opportunities.
But this deal ENDS TODAY. CLICK HERE to get it...before it's too late.
That's what our economy is going to look like in the years to come.
Don't believe me? You don't have to.
We've been on the longest bull market trend in history...more than 13 years (and counting) to be exact.
And what goes up, always comes down!
What I think is interesting is how complacent people have become. It's almost as if people have let their guards down because they believe the pandemic is fully over (it's not) so let the good times roll (for a short time, anyway).
Here's the way I see it (and you can agree or disagree if you want...doesn't matter to me):
The high-class and upper-middle class people of the country are going to be A-OK. This accounts for approximately 15% of the population.
The rest of the 85% is in the lower-class section of the population pyramid.
Where is the middle class?
Unfortunately, it's now lumped in with the lower-middle and lower-class because most are one or two paychecks away from the streets. It doesn't matter if people have a nice car and live in a nice neighborhood or not. If they're so financially short that they are depending on every paycheck on time then that means they're part of the 85% lower class. They're considered unstable, depending on every cent that comes in. And if any money comes in late, they're filing for bankruptcy.
So, you'll see that the upper 15% will be doing all kinds of stuff. Buying luxury homes and cars. Traveling the world, going on expensive trips. Buying new wardrobes. And just getting out there in our post-pandemic world.
Now, you'll find that a lot of other people (lower 85%) will "try" to do these same things. Except that all they're doing is wracking up bad debt to be able to take their trips, buy new stuff, and pretend that their future is bright and secure.
Except it's not. In fact, nothing could be further from the truth.
Things may seem "fine" right now (kind of like the "Roaring 20s" so long ago). And then we all know what happened at the end of that gravy train.
October 1929.
Stock market crash.
The end of the "high times" era.
And the beginning of a very long and arduous Great Depression...the worst ever in history.
Until 2008, that is.
Now, I'm not comparing what will happen to either one of those. Although it may be equal to the Great Depression and the Great Recession. Who knows? We won't know until we're in it.
And it's going to happen. Regardless of what you think. Nothing keeps going up and up and up without some kind of contraction, pull-back, or recession. Contraction is normal. Hyper-inflation and a forever-expanding economy is not normal...not at all!
So, when will it happen? I don't know. I do know that a lot of crashes happen in the fall...in October to be exact. Will it happen in October 2021? I don't know. But I do know what you should be doing to line yourself up for the opportunity windfall that's about to come.
CLICK HERE to watch a short video that will show you exactly how you can get your "ducks in a row" for the opportunities that will flurry in abundance in the months and years to come.
Trust me...if you missed the opportunity after the crash of 2008, you don't want to miss out on these opportunities because they will likely be your last in your lifetime.
And no, it's not the kind that comes from the ocean.
It's so odd how most people seem to be content -- even excited -- as they blindly believe that "all is well" after the vast majority of the "scamdemic" is behind us.
But what most people don't realize is that we have some extreme problems coming our way.
And it has to do with the economy.
I don't think it takes a rocket scientists or a genius to figure out that the stock market is way too high (when taking into context the real "value" of the stocks or stock index markets). Real estate prices are too high. Building materials such as lumber and concrete...also way too high.
We're having a supply and demand problem.
But not for long.
If you think in terms of what "supply and demand" really means, it's this: when the supply of something exceeds the demand, prices go down because there is less value. On the other side of the coin, when demand exceeds the supply, prices go up.
Which is what's happening right now.
But...
How long is it possible or "probable" that such a demand can continue to exist? After all, millions of people have been existing on credit cards and government stimulus money. Most people also haven't seen a raise in a long time. There is a labor shortage (because there are people who would rather take unemployment checks than go to work).
Who are all of these people overpaying on homes? Who can afford it?
This is exactly what happened in 2007-2008. Real estate prices went through the roof. But, as we all know, at some point the music has to stop.
And who is always left holding the bag? Those who paid the highest dollar amounts for their properties...right before the bottom dropped out.
While some people will keep their overpriced houses, even when they are worth much less than what they paid for them, others won't. Some will walk away. Others will find difficulty being able to afford their overpriced property.
Do I think we're going to see a replay of 2008?
I'm not sure it'll be that bad but we are definitely in for a wild ride when it comes to economic changes.
Think about it: we've been in a bull market for more than 13 years which is longer than any other period in our economic history. What goes up, must come down. And it's right around the corner.
But...as you know, with hard times ahead, there is always opportunity if you play your cards right.
CLICK HERE to find out what I'm talking about and how you can take advantage of these opportunities by playing your cards right.
See you at the top!
Your mentor,
Monica Main
P.S. I'll be doing a special training on "A Tsunami of Opportunity for 2022." CLICK HERE to register for this rare and unique event right now!
In it I have a whole new slew of unsecured money sources, private lenders, and partnership opportunities.
All three of those are required if you're going to become a successful real estate investor, especially with all of the changes I'm predicting are going to be happening in the near future with real estate.
What are my predictions?
Well...unlike what everybody else things -- that we're in the "Roaring 20s" and that everything is going to just be "fine and dandy," I'm thinking something completely different than that.
You see, the very moment people start resting on their laurels and getting "comfortable" with things being "great," the market crashes.
This is what happened in the spring of 1929...then the stock market crashed in October 1929 and we were in the worst depression in history thereafter for many, many years.
Until 2008...that is.
And everybody thought everything was so freakin' great in the spring of 2008...until the fall of 2008 happened, that is. Then the market crashed.
And, for many, it was even worse than the Great Depression of the 1930s.
The same thing is happening again. Right now as I write this to you.
We're getting past the pandemic (or, as some refer to it as, the "scamdemic") and everybody is going out, traveling, and getting back to normal with their guards down about any possible looming doom in the future when it comes to the economy.
But I see something very different, folks!
First of all, we're beyond 13 years in a bull market. That has never happened in the economic history of our country. Never!
The economy is like the ebbs and tides. Expansion and contraction is normal behavior. So...when a market keeps expanding and expanding and expanding like a balloon on steroids...what do you think will happen next?
Yep, you guessed it! It will pop, explode, blow up...probably in everyone's faces!
Don't be caught with your pants down!
So...even if I did have a crystal ball and predict that we're on the verge of a crash, now what? What does that mean? What should you do?
If you remember the opportunities back in post-crash 2008 you'd remember that a lot of people's homes went into foreclosure. Banks had a surplus of foreclosure properties that they were ditching for pennies on the dollar just to balance the bad debt on their books.
Will it ever be that bad again? Who knows?! Probably not. But even if it's one-third as bad...it'll still be bad enough to do really well if you line your ducks up in a row!
So, how do you do that?
Get your money together. Find resources for unsecured cash for this windfall of foreclosures and short sales coming up. Line up with private lenders and partnerships.
Do this now before the market collapses so you'll have these people's phone numbers on speed dial for the time you'll need to access this quick money!
I'm offering you these resources and the strategies you need to know to pick up these foreclosures left and right with my newest Real Estate Cash Flow System...just released less than a week ago!
This is a limited time opportunity. For one, I can't give these resources out to too many people. And second, I have another bonus that is in very limited supply too.
I think people have been wondering why I've been on and off the fence on teaching real estate investing strategies for the past couple of years now. Well, to be honest, there have been quite a few moments of sheer wanting-to-jump-off-a-bridge frustration when trying to teach these strategies because sometimes they're not as simple as 1-2-3. There's something called a PROCESS that must be utilized and followed with precision to do well as a real estate investor. While I teach these PRECISE blueprints to my students, many times I feel like I'm dealing with the bottom-of-the-barrel lower-echelon folks who want this to be as easy as SOMEBODY ELSE doing ALL the work while they sit on their ass watching TV to collect huge checks...and that ain't how it works in ANY legitimate business.
For example, more than a few years ago I had somebody buy my Apartment Building Cash Flow System (now called Apartment Riches). Nine days later he returned it (one of the VERY RARE returns we get) with the complaint that he didn't make millions in that 9-day time-frame so he thought it was a "scam" because of it.
Listen, people. Anyone who tells you that you CAN make millions in real estate in just 9 days IS running a scam. (You can't even close on your first apartment building in 9 days...even if you're paying 100% cash after finding your first deal on Day One!) And if you're dumb enough to believe it then you deserve to be robbed of your hard-earned money.
Real estate investing is an ART just like balancing ANY business is. And it's also a PROCESS of STEPS that MUST be completed WITH SKILL if you are to become successful doing this. No exceptions. Remember, anything worthwhile to YOU and to your bank account ideally will be a process so that you can simply wash, rinse...and repeatas many times as you want to make as much money as you want.
Only YOU know if this is the type of business YOU want to be in. I cannot personally answer that question for you, which is a question I frequently get via email...going something a little like this: "What kind of real estate do you think I should get into?" Hmmm...How the hell should I know? I know what type of real estate I like to invest in but that only applies to ME. I have no idea what type YOU will like to invest in. Maybe you should try out different types of investing AND businesses to see what YOU will like. Maybe real estate isn't your thing at all. Maybe it's some type of online business. You won't know until you try some things out for size.
Take a look at one of my long-time students, Ben, and the email he just sent to me:
"Hi Monica,
I have to take this time and pay you much appreciation for opening my eyes and providing me the confidence to reach financial freedom! Your no non-sense advice has really guided and just yesterday, I calmly told my Boss that I will no longer offer my services as the Lead Cosmic Origins Spectrograph Engineer for Nasa's Hubble Space Telescope Program! I can honestly say that I am only coming to work the next few months out of respect for my managers to train my replacement and to satisfy my personal desire to contribute to the science community.
Since attending your Multifamily Apartment Seminar in Detroit in Nov 2014, I really applied your teachings and came back to Washington DC fired up!! The next 12 months I raised private money, flipped 12 homes and kept pushing for more. One day I realized the system I developed that allowed me to flip houses while also maintaining a challenging career with NASA, was the same system I could use to develop multi-million dollar deals. And your training on obtaining aggressive income to do larger real estate deals was key! Direct Marketing wasnt my thing but I did push me to find a sweet niche converting 3-level townhomes into two, 2-level high end luxury condominiums on Capitol Hill. Also from your mentorships on researching markets to purchase apartments, I found myself very attracted to Tampa's economy ... so I jumped on a plane every other weekend and started building duplexes in Tampa in 2016. Concurrently I only focused on small development deals in DC as they grossed over 1.5M each! And each door I built in Tampa was netting over $500 each!
And now I've surpassed my financial freedom point with passive income and have enough cash and credit to build my own apartments from scratch! More importantly, I have my freedom to enjoy my family and experience life with no boundaries.
As you know I'm not the most vocal person but I had to take this time to appreciate the knowledge and confidence you instilled in me to break this rat race! My next goal is to break the 100M mark so I can double back to help sponsor SpaceX to reach Mars and help humans travel our solar system!
Many Thanks Monica and See You at the Top!
Another successful student,
Ben"
Amazing testimonial, don't you think? One of the best I've gotten. Yes, I get these types of testimonials regularly but this one really touched my heart. Ben has been a student of mine for years. He's tried out different things, "hit" one something he really likes that he's GOOD at and that he's making a ton of money doing. But the only way to know what "fits" you is by trying things on for size!
And it's the testimonials like THESE that keep me in the training and teaching game because it makes it so gratifying for me to get these emails!
There is new activity on the real estate front which will be one of my main focuses throughout the rest of this year and all of next year. In fact, I'm releasing the 20th Anniversary Edition of my Real Estate Cash Flow System which includes new unsecured money sources, private lenders, and partnership opportunities. (CLICK HERE for the latest and greatest including the VERY RARE opportunity to get money from my investor for your deals). Why? Because NOW is when you should get started in this WHILE we're at a cooling off "stand-still" (mostly with commercial properties) by making your money connections, staking your claim in a specific area of the country, finding out which TYPE of real estate you'd like to become an amazing investor at...START NOW instead of later when everyone will be running around like a chicken with their head cut off because they won't know how to get money, where to start, what to do...all while the deals are flowing around them like snowflakes in a winter storm. If you don't have it all lined up NOW and get involved NOW then by the time all the "action" starts hitting, you won't be anywhere near prepared to take advantage of these opportunities...kind of like how many of you were ill-prepared during the LAST recession which is why most of you have no properties from a time when we had the LOWEST property prices with the LOWEST interest rates in American history. BECAUSE YOU WERE NOT PREPARED!
Time to change that NOW. CLICK HERE. No more excuses. You either DO THIS or you don't. Your choice.
I'm offering a smashing deal on the 20th Anniversary Edition of the Real Estate Cash Flow System plus offering bonus lenders, investors, and partnerships plus offering you a very special bonus...which goes away very soon!
CLICK HERE NOW to get this limited edition...and become my next success story!
