I'm in the process of rebuilding my office staff when I took the chance in hiring someone way past her prime, convinced that her mature "experience" in life would be useful to me and my company. I even ignored the blatant look of fatigue, as if life beat the crap out of her many times over.
And ignoring her severe obesity. After all, anybody who doesn't have enough respect that their own body knowing it has to last 70+ years doesn't have enough respect for anything else in life.
And ignoring her embellished references, all from people who seemingly lied about her qualifications and having worked with her.
And ignoring her sense of urgency. Because she claimed, all of a sudden (after 2 solid years of unemployment), that there was another job offer on the table.
But...what the hell?! Why not give her a shot, right? Maybe I'll be pleasantly surprised!
WRONG!
Within the first day, I could tell that she had no interest in following directions. Okay, well, maybe she's hard of hearing too, I thought. She is older, after all.
Nope. Turned out that she's lazy as f*** on top of wanting to take frequent cigarette breaks because, well...why work when you can stand in the parking lot smoking like a chimney, doing nothing but watching the birds fly by? Much better than working, after all.
And I should mention that I get migraine headaches instantly upon smelling cigarette smoke that she drafted in the door after her frequent smoke breaks. Gag!
But, then she lied to me. And that was the straw.
The day before, she had asked me if I shut my computers off at night. I said no. We don't ever shut them off. "Well, at my last job..." Blah, blah, blah. Nobody cares about your last job, which ended 2 years ago. We don't shut the computers off here. Okay?
I then had her doing some data entry into my accounting system. Once she left the desk, I figured I'd hop onto that same computer to cut a quick check. Except the computer was OFF. What the hell?! I said to her, "I thought I mentioned that I don't turn my computers off." And she said, "I didn't shut the computer off. It must've shut off by itself."
Oh, okay. So, I've had that particular computer on for several months straight, only rebooting it before the holiday season for an update, and then suddenly -- after her fat ass was sitting in the chair in front of it -- the computer decides to shut off by itself the moment she leaves the desk? Yeah...okay. I'm sure that happened.
Now, I understand people make mistakes. That's okay. Just say something like, "Oh, I'm sorry. Just a force of habit. I won't do it again." Or something to take personal responsibility.
Not this washed up hag. (No wonder she's been unemployable for more than 2 years. Nobody wants to hire her. Shame on me for giving her a chance when my gut told me NO!!)
After I told her nicely that I didn't think she was fitting in, she snatched her check from my hand and stormed out like a 3-year-old having a meltdown in the candy aisle at Walmart. And this woman was OLD. (Makes you wonder if some people just don't have the capability of maturing in this lifetime.)
The next day (after her termination) she decided to write me a nasty text message, stating that she was online for 18 hours doing "research" and is glad that she doesn't work for me anymore. I could have saved her the 18 hours because all of her "research" is in my book The Lost Secret...in chapter 15 to be exact. The same book I gave her to read 3 weeks before hiring her (and the same book she lied stating she had read). It would have taken her 18 minutes to read everything she needed to know about me, even if she was a super slow reader. But...well, she had to justify her uselessness some way...by making me out to be the bad guy instead of taking any kind of personal responsibility. (And I wondered why she chose to research me for 18 hours after she was fired instead of for the 3 solid weeks she had before she was hired. Oh well...it's hard to figure mentally challenged people out, isn't it?)
After that whole debacle, I thought about what a sad sack of sh** this lady is and how the likelihood that she'll find a decent job at her washed up age is about 3.5 %. Maybe less. She's done. She has no future with any decent employment, as nobody wants someone with minimal skills who is over-the-hill, is severely overweight, has a sour puss miserable attitude all day, thinks everybody owes her a living for barely-scraping-by minimal work, and smokes like a train.
I wondered to myself, "What kinds of options does someone of this caliber have to make a living?"
The answer: NONE. Not with an employer, for sure. Their ONLY option would be to become self-reliant and self-employed in some way.
Of course, this woman is much too lazy for self-reliance and self-employment. She could begin with some personal development, starting with shedding 200 lbs. while hitting those Nicotine patches. But, again, she's much too lazy for any of that. And surely it's someone else's fault that she's obese and smokes. It's probably McDonald's fault for showing too many commercials. And it's probably the devil on her left shoulder's fault for aiming a gun to her head while handing her a pack of cigarettes. And she's clearly not "hungry" enough for success. (Eating 10 Big Macs a day doesn't leave many people hungry.)
But the bottom line is this: without a desire and without a blueprint for success...there is NO FUTURE. Especially for those who are "over the hill" in today's job market. And for different industries, "over the hill" can be anywhere from 40 and up! Maybe even younger in some industries.
Regardless...
If you don't have the desire to be successful, you'll never be successful.
If you don't have a road map or blueprint for success, you'll never be successful.
But what if I told you that you only need to bring ONE of the above things to the table?
That's right. All you'd need to bring is DESIRE. And I can bring the success blueprint or road map to the table.
I did a recent training and I'd like you to check it out!
CLICK HERE NOW! This could change absolutely everything for you!
See you at the top!
Your mentor,
Monica Main
P.S. I have my last 100K Mastery Group starting on Tuesday. CLICK HERE to find out all about it! If you're looking for a business that can potentially earn you $20,000 per month in net profits, you MUST check this out. CLICK HERE NOW!
I don't know about you but I've hit the ground running this year!
And one of the things I'm doing is working with the 100% LTV Bond Funding Program. Since this is one of the ways I'm still acquiring property, I wanted to explain a little more about the program since many of you want to know how this works for your own deals.
To get this program to work for you, the purchase price of your property must be at $1 million or above. It cannot be less than $1 million. (And there is no limit or cap.)
Next, you'll have to have a property that can support a 100% LTV mortgage at about an 8% fixed interest rate (30-year amortized). In areas of the country that have low CAP rates like Seattle or Los Angeles or New York...you're not going to be able to make a 100% LTV property cash flow unless you're knocking 50% off the asking price. And no seller will accept that offer from you. Instead, you'll have to focus in on areas of the country that can support 100% LTV deals after, of course, you shave off 10% to 15% off the asking price of any property you're looking at (which you should always do when buying a property anyway).
Where are these areas of the country?
Smaller "big" cities like Cleveland, Detroit, Indianapolis, Jacksonville, Atlanta, and Memphis to name a few make excellent areas to work with. Any area that doesn't have low CAP rates (as an average) that consistently fall below 8% across the board.
Remember, your 100% LTV has to be supported by the cash flow of the property. Deciding to invest in low CAP rate cities will guarantee that you'll end up with a negative cash flow property and your bond funders won't fund a negative cash flow deal.
Next, I have students asking me why the funders want to see that you have 1% to 2% of the purchase price of the property when it's a 100% LTV bond funded loan. The funders need to see that you are somewhat financially sound to the point where, when walking into the property after closing, you can pay for any upgrades, repairs, or get any units (needing new paint and carpet) rent-ready for new tenants. There's nothing worse than funding a property to find out that the lender has funded someone who doesn't have 2 nickels to rub together and can't do basic things for a property if needed.
Also, my students want to know about credit criteria. These funders will allow for people to have some credit issues/problems. I do recommend that if you don't have good personal credit and you don't have built business credit, start getting it together, bub. This upcoming year isn't one to be messing around and dragging ass otherwise you'll lose out on every last opportunity out there!
How do you access this program and other cash resources for your deals PLUS an investor partner who wants to work with you?
Over the years people have asked me to summarize how to become a successful real estate investor and are usually sorely disappointed to find out that I cannot stuff all of these "secret strategies" inside one short paragraph, or on the back of a Chinese fortune fresh out of a fortune cookie, right above the lucky numbers.
But I can give you some overall strategies that will clearly pinpoint how to become a successful cash flowing real estate entrepreneur. Five to be exact.
Here they are...
#1. Decide on some type of Passive Income Asset that can keep giving you a positive cash flow month after month, year after year. This means narrowing down your type of what we call an "asset class" down to something that can give you this type of income. This also means avoiding those other pesky types of real estate investing opportunities that I put into the Aggressive Income category such as flipping property because this robs you of (a) long-term cash flow, and (b) valuable tax write-off benefits. I recommend investors new to the Passive Income game to think about and seriously consider residential-commercial acquisitions, namely apartment building investing or mobile home park (MHP) investing since this type of investing can give substantial monthly cash flows while helping you weather through recessions unlike other types of Passive Income Assets such as office space or industrial/warehouse properties. (And if you're not sure about which type of asset class could be profitable for you, CLICK HERE for a rock solid suggestion.)
#2. Find your ideal "farming area" or area in which you will be building your real estate "empire." This will be ONE area only and CAN be 1,000+ miles away from where you live. (I'll explain in a minute why you don't have to be anywhere near your assets.) Most newbie real estate investors start local to where they live. This is natural because they want to see the properties and have more of a hands-on approach to their property management. Plus, since most newbie investors get involved in flipping, they kind of need to be local to the property if they're going to do minor or extensive rehabbing on the property. Since you're getting involved in Passive Income Assets, you don't need to be in the same city in which you will invest. This gives you the freedom to literally go anywhere in the country to invest. I originally discovered this freedom back in 2001 when I realized that investing in my tri-county area (Los Angeles, San Bernardino and Riverside Counties) were just not that profitable. And forget about venturing down to Orange County or up to Ventura County where properties were ultra-expensive, giving no cash flow even if I were to give up 50% cash down to secure the deal. This is when I started investing on the gulf side of Florida then expanding upwards through the middle portion of the state...until I ended up in Georgia where some of my most profitable deals have come to fruition. You have to go where the cash flow is. Plain and simple. It's smart and definitely a manageable strategy IF you know how to pull it off.
#3. Getting the money and financing for your deals is quite possibly the most challenging aspect of real estate investing, especially for new investors who don't have any contacts or access to private investors. This is the secret to breaking into the business: getting the financing, getting the credit, getting the loans, and getting these fiscal resources together. Many people don't realize that they have access to more resources and contacts than they know. Others just need some doors opened up for them to get them started. The ideal way to acquire a cash flowing property deal is to have the 20% cash down and to have decent credit (720+ FICO) to be able to get approval for the mortgage financing. This is why I have extensively taught my Aggressive Income Strategies throughout this entire year (to this point) because it has allowed my students to raise this cash to get involved in these deals. But even I don't like using my own money for deals if I can help it. And that's when the benefits of understanding the art of raising capital becomes extremely valuable. For my students who think raising capital is hard, think again. It's much easier than you think once you understand the simple steps behind it that are required. Or, you can use investor partners. (CLICK HERE for an opportunity to do that.)
#4. Create or find a good management company to manage your out-of-state assets. This is HOW you're able to invest anywhere. You have somebody else doing it for you whether it's your own management company that you created or a management service. Many of my newbie students freak out when I tell them to buy property out of state. They're first questions are about looking at the properties and managing them. Okay, so you will have to get on a plane here and there to look at and acquire your properties. (Most escrow and closings can be done via FedEx.) You'll want to look at, say, 12 to 15 properties at a time when you fly out until you quickly realize that, since this game is all about the cash flow, looking at properties becomes a complete waste of time. (You have contractors and property inspectors who are professionals in their field look at these properties since, chances are, you are not an expert in state building codes in the state you will be acquiring properties nor are you an expert on determining if there is structural viability to the properties you are viewing...nor are you an expert in the neighborhoods in which the properties are located. It takes a few trips to your farming area to realize that you really do have to rely on EXPERTS to do this work for you and that you looking at properties yourself really does nothing valuable in the process at all.)
#5. Understand the reality on what it takes to get rich in cash flowing investments. BUY AND HOLD FOREVER. Yes, that's right. Buy the property and hang onto it until you're 6 fee under and it doesn't matter to you anymore. You only need a handful of small apartment buildings to get rich. Between 5 and 10 properties is all you need to be set for life. Rents typically will DOUBLE in most areas of the country every 15 to 18 years. And by flowing more of your profits back into each property by paying down the principle of each mortgage, you'll be able to pay each property off within 10 years. Imagine your cash flow in 15 years with doubled rents and no mortgage! Exactly. THIS is why you never let those properties go. Not ever!
I have the perfect opportunity for you to strike it rich in real estate including access to my investor partner.
P.S. I'm doing a VERY RARE TRAINING on the ONE THING all real estate investors MUST HAVE to be super successful in real estate in 2020. This training will be on Thursday afternoon. CLICK HERE to register for the free training now.
I have a long-time student and friend of mine. Many of you have met him at various events of mine over the years.
His name is Aran Dunlop. And he's my star MHP student.
Aran came to the USA from Australia. Most people don't realize the struggles that most immigrants have to overcome to succeed here in America. It's not as easy as you think. Even if you have the right Visa when you get here, there are other seemingly insurmountable odds to deal with that many of us Americans take for granted such as having a Social Security number (which is a BIG DEAL when it comes to trying to start any kind of business or investment venture) or having the legal ability to stay indefinitely (without the probability of being booted out of the country due to current tight Visa restrictions).
Yet Aran overcame ALL of these obstacles and has become a millionaire in a specific kind of highly profitable real estate investing.
This means that ANYBODY can do exactly what he did by following the sames strategies and blueprint for success.
One of his biggest hinges for success (because small hinges open big doors) was his access to OPM or Other People's Money. This was the KEY to his huge successes with buying property over the years.
CLICK HERE to find out how you can access these same kinds of resources and investor partners for your deals.
Listen, to be successful in real estate comes down to ONE THING and that is ACCESS to MONEY and PARTNERS for your deals.
CLICK HERE to access these resources and partnership opportunities now!
We're starting a New Year. If you've always wanted to do well as a real estate investor, you MUST have access to money for your deals and to partnership opportunities.
P.S. I'm doing a live real state training on Thursday, January 23rd. CLICK HERE to register for this VERY RARE live training on making huge amounts of money in real estate with my ONE LITTLE SECRET! CLICK HERE to register now!
If you are interested in knowing what to expect in 2020 and how to make sure you aren't left behind, broke and beaten, then you need to watch this video training. It will show you what is really going on in our economy and how you can beat the odds by using this destructive period to become extremely wealthy.
I'll have to warn you: some of the stuff I say may upset some people. Just a warning!
And each year I do the exact same thing. I plan on "skating" through it the best way that I can...except that there's always a "trip wire" somewhere...that pesky wire that trips me into a state of sadness and despondency.
You see, unlike most, I don't have a family to spend time with for the holidays. Yes, I have my daughter. You can see her above in the picture opening a gift, shocked that I gave her two pairs of Lululemons. (And if you don't know what they are, that's even better. They're way overpriced yoga pants!)
And then, after opening gifts, she headed off with her dad to spend the day with him. So, it was me, my cats and my dog Sally.
So, if you're someone who struggles with the holidays -- regardless of it being about family (or lack thereof), finances, or any other reason -- I'm with you. I totally get it.
But...there IS a light at the end of the tunnel!
A New Awesome Year is Ahead!
I always look forward to the New Year because it holds such promise for a brand new future. Just think, you'll be able to meet new people, have new experiences, and have a new financial outlook!
What do you think?
What hopes do you have for 2020?
For me, I have a lot of new things coming up. I'm working on a new book which will probably surprise you. (I'll tell you the title and subject matter later on.) I'm expanding my business and training.
And I'll be doing more one-on-one stuff with my students.
In fact, you can check out some of what I have coming up in this video I made for you.
Years ago I bought a money-making manual off of eBay which was by a guy named Vincent James called The $77 Million Manual. I heard about this guy through a highly-regarded copywriter by the name of Gary Halbert (God rest his soul) who was (and still is in many circles) revered as the best copywriter who ever lived.
The manual -- if that's what you want to call it -- was riddled with endless amounts of mistakes, English misspellings, grammatical errors -- not to mention all of the paragraph formatting being all over the page -- making it very difficult to read because he wrote it within days of being hauled off to prison to do a sentence concerning the legal mishaps with his $77-million-dollar company.
What was awesome about this book (if you can still find it anywhere) is that it gives you his EXACT blueprint to create a multi-million-dollar direct marketing empire INCLUDING what NOT to do to get into legal trouble like he did.
For me personally...it didn't matter how many errors there are in a text provided that it's giving me a MAP to become SUPER SUCCESSFUL in whatever I'm reading about.
As the $77 Million Manual did for me.
You see, the important part of this story is that I DID follow Vincent's advice (with some tweaks and minor changes) and started a company called Brie Labs based on his business model. And within mere months the company turned into a CASH COW, bringing in millions of dollars based on his basic business structure as he outlined in his manual.
And to think...if I would have discounted his manual because of the misspelled words, grammatical issues, imperfections, etc...how I would have been running around like the rest of the unsuccessful "perfectionists" who won't dare follow through with ANY book, course, manual or other text that has a single misspelled word or one single grammatical error because, after all, that IS the ONLY reason you're reading a book about business or investing, right?
Because you're trying to play self-appointed editor-and-chief?
It would be just as stupid to criticize a treasure map that can lead you to a $77 million dollar gold bullion mother-load because somebody misspelled some words on the map as he was trying to describe where the gold was buried.
Stupid, stupid, STUPID!!
This was during one of my past rants about how a student sent me an email about how my 100K in 100 Days book was really good but...he noticed some grammatical errors that he wanted to correct for me, becoming the unwanted wannabe English professor or something. So, instead of focusing on the multi-million-dollar TESTED-AND-PROVEN BLUEPRINT MAP that was provided in the book, he decided he wanted to complain about a misspelled word here and there...and an incorrectly executed sentence a couple of times in the book INSTEAD.
Unbelievable!!
And then it's people like him who wonder -- as they regularly cry in their beer -- why success evades them constantly. It's because they can't get out of their own way, that's why!
What's awesome about what I'm doing now is that I'm teaching my students how to follow MY EXACT blueprint business plan that I've been using for the past several years (since 2011 to be exact) that YOU can now use to build your OWN multi-million-dollar empire using direct mail marketing as the main strategy to bring in droves of orders (and money)!
And I've giving you this entire blueprint for only $37 (plus $7 shipping/handling).
Why?
Because I want you to have it, use it, and make money with it.
That's why.
I'm lowering the barrier of entry so that EVERYONE can have this money-making blueprint and so that NO ONE can make a single excuse as to why they don't have the access to this powerful life-changing secret success treasure map. If you can afford to take a family of 4 to McDonald's to each lunch...you can afford the cost of the 100K in 100 Days Package.
This package includes:
* The 100K in 100 Days Book
* The 100K Treasure Map
* A Flash Drive Which Includes: (1) A Complete Audio Seminar, (2) My Most Successful Online Money-Making Clones, and (3) Full Instructions on Setting Up These Clones in LESS THAN ONE HOUR!
I explain exactly what's in this package in a quick video which you can see by CLICKING HERE right now!
Listen, we can always make excuses as to why this isn't possible or that won't work...or whatever you want the latest excuse to be. But, when I remove just about every barrier of entry (you just have to cough up $37 plus s/h and you have to actually read the book and go through the materials with it)...what other excuse could you possibly have?
Yes, that's when things get REAL...don't you think? And that REAL space can kind of be scary. Because...what DOES happen when all barriers are removed? Then you're left with the reality that maybe something else is going on inside of you that is stopping you from success. Like maybe you're not that motivated enough. Or maybe you just don't have the energy or the time. Or maybe you're just flat out lazy. Or whatever.
Or maybe you do want success...and you just needed that ONE SHOT. That ONE OPPORTUNITY...like Eminem says in his song Lose Yourself.
And this is it. This is that ONE SHOT for you.
CLICK HERE to get this deal NOW...while supplies last!
I strongly suggest you get this one. Even if you ignore or skip out on everything else I offer, GET THIS ONE!
What are you grateful for this year on this beautiful Thanksgiving Day?
And did you know that the more you FEEL grateful for what you have -- not just on Thanksgiving day but throughout the entire year -- the more awesome stuff you'll attract into your life?
I'm grateful for you! I've had the most amazing students come into my life, many who have become my friends and family. And I'm so lucky to have such amazing people just like you in my life. And I'm looking forward to many more years together to come.
I just wanted to take the time to wish you a happy, healthy, and wonderful Thanksgiving! And may you revel in the gratitude of all the incredible things in your life, now and in the immediate future.
See you at the top!
Your mentor,
Monica Main
P.S. If you missed the webinar I did the other night, you can CLICK HERE to check out the replay. It's on my 100K in 100 Days SECRET and it's a training you DO NOT want to miss! CLICK HERE to watch the training now!
