Today I got to waste approximately 50% of my day at the San Fernando
Courthouse in a mediation room with my ex-husband who, I'm now convinced,
is losing more and more brain cells each time the guy takes a breath.
(That may actually be true since he's a heavy smoker.)
Now you're probably wondering why, after being divorced for 2 1/2 years,
I'm stuck having to "mediate" anything.
It was a custody thing ordered by the judge. So there we sat, mediating
exactly nothing.
Did you ever have that moment of clarity when you can look at someone and
think to yourself..."Damn, dude, you really f***** up your entire life"?
I had that moment today.
It was either during or after my ex-husband's lengthy (and stupid)
explanation as to why he thought it was a "good idea" to have custody
of my daughter during work days when he can wake her up at 4:30am
when he leaves for work, drop her off at his ditzy mother's house,
and make it her responsibility to then take my daughter to school at
8am...completely bypassing my ability as her mother to fully take care
of her and get her to school on time without waking her up early and
shuffling her around in the wee hours of the morning.
And just about the time when the mediator stared at him with this
look of "why the hell would you want to do all that?"
I was thinking..."If only this idiot would choose to make things easier
for himself." (Sometimes you want to shake people and say, "Why the
hell are you so freakin' stupid?")
If you remember, I told you about how he was offered a house (and a
nice one at that) free and clear (mortgage-free) house in Michigan,
even on a lake if he wanted that too. He was offered extended support
payments and basically a worry-free life as long as he wanted to move.
And yet he chose not to go and instead concoct a variety of nonsense
hair-brain "versions" about how life could or should work, none of
which applies to anyone living in the real world.
Having dealt with more than a handful of people who seemingly and
maliciously are sabotaging their own life, it got me thinking about
everyone else who seem to have a decent logic-based head on their
shoulders.
People like you, for instance.
I already know some things about you. You are bright, sharp, and you
obviously want something different in your life. The life you have
right now isn't working. And you've been looking for something different
to do for some time now.
You just don't know how to get there yet.
Unlike my ex-husband who is living in some type of alternative reality,
far from having any sort of focus needed to get anywhere worthwhile,
you at least have a solid idea of where you want to go but you may not
know exactly how to get there.
And that's okay.
The hardest part, I've noticed, is figuring out where you want to go
and being focused enough to know exactly what you want.
If you haven't figured that out yet then you've got some work to do.
The other thing to understand is that you can't do something just for
the money. If you'll do anything just to make a lot of money then
become a porn star or drug dealer or something...if it's all about
just the money.
I have been working with students for years and have discovered that
only the ones that are passionate about real estate actually make it
in this business of real estate investing. Those who are doing it
just for the money never buy anything or end up getting involved in a
disaster of a deal that cause them to lose everything.
A lot has been happening on a universal level. To everyone. (So it's
not just you that's been soul searching.) People want to start living
on purpose doing something meaningful yet profitable. Life is a drag
if you're working on somebody else's dream while living an empty life
of endless alarm clock punching, traffic jams, office politics, fear of
the pink slip, boss bullsh** and everything else you may have come to
hate that's part of your everyday life, just know that it can change
whenever you're ready for it to change.
At the snap of your fingers, in fact.
For years I talked about how I wanted to get in shape. Yet I never
decided to make the change or commit to the process.
Until this past April, that is.
I decided...time to get on with the fitness program I've been chattering
about for years now. Time to make that roll-over annual year-to-year
same New Year's Resolution a reality.
I stopped freakin' talking about it and started doing it.
And believe it or not, right now I'm in near-top shape and I pulled it
off in less than 3 months.
So, I went from years and years of "talking" about it to instantly
"doing" something about it, thus giving me a near-instant result.
Another example...
I wrote the first act of my screenplay this past Saturday. That's
just over 25 pages of my script. And I did it by working on it most
of the day.
And this is after "talking" about it for years, making plans, making
excuses, telling myself it'll be too hard or that I'm out of practice.
Then I sat my ass down and did it. I muted the chatter and pounded
away at the screenplay...and put down a record number of pages because
I chose to shut the talking up and start getting down to action.
I think with all the external and internal chatter, we create obstacles
that simply aren't there. We create demons that don't exist. And we
incapacitate ourselves.
This is why my "stupid" students do well and my "smart" students are
miserable failures. The stupid ones are like fearless puppies. They
go out into the world, not considering the "dangers," and end up
quickly wading through the learning process to ultimately end up
successes.
My smart students (those with college degrees especially) overthink
the hell out of everything. They talk to others, talk to themselves,
and basically talk their way out of any good deal, plan, business, or
anything else that would enable them to move forward.
Which category do you fall into?
Time to sh** or get off the pot. And you decide if and when that will
be. You decide if you're going to do it or not.
We're running out of time on so many different levels. Yes, the
economy is recovering and you need to position yourself well right now
if you're going to gain the maximum profit benefit that these next
few years can offer to you.
But on a higher level, it seems that the universe is working at a faster
pace to "wrap things up" on some level (and I don't know what that is)
and there will probably be 2 types of people: the kings and the drones.
You're a trained drone. You're a slave for somebody else's dream.
Time to become the king (or queen) you deserve to be...and that requires
"breaking out" of your current life, thinking, and everything you
believe your entire life is about or made of.
I can't make you "decide" then "commit" to the process. Only you can
do that part.
What I can do is guide you to different opportunities and allow you to
determine which is most suitable for you.
And maybe it's nothing that I can offer you. Maybe you really want to
be a wrestling champ and...well, I can't help you out with that.
What I can help you out with are 2 different angles:
1) Passive income
2) Aggressive income
Passive income is best obtained through multi-family and commercial
real estate.
Aggressive income can be obtained a variety of different ways as I've
covered previously with my New Wealth Ninja stuff.
Now that I'm turning 39...I'm "older" and "wiser" now. It's really
pointless to stop kidding yourself with "plans" and "dreams" if you're
never going to get off your ass to start doing something about it.
The other day I was going out to get a sandwich for lunch and I noticed
this new business going into this retail strip center right next to
Subway.
The sign on the front said..."Coming Soon: Milkshake Mania!"
Oh brother!
Another store that's going to bite the dust after being open for 2 months.
And if only people would do a very simple financial analysis before they
even think of starting a business so lame and unprofitable.
What is the financial analysis?
Very simple:
1) Add up all the monthly "fixed" costs to run the business including
rent, employees, insurance, utilities, inventory, etc. Say it'll run
you $10,000 on the very low, very simple side of this equation. (The
reality is that the expenses will be more than $10,000 a month.)
2) Figure out the "average" product cost. For a milkshake, I can't
imagine demanding more than $4 for each one they sell. But, since we're
in California where people spend more money, say each sale is worth $5.
3) Now...how many freakin' $5 shakes do you have to get to cover your
$10,000 a month? (In case you don't have a calculator, that's 2,000
milkshakes you have to sell every month or about 67 per day.)
And is selling 67 milkshakes a day realistic???
Uh...no! Not by a longshot.
And that's just to break even, folks. If you want to profit about
$10,000 a month, you'd have to sell 134 milkshakes a day or 4,000 a
month.
Sorry but I'd rather sit at home and sell sh** on eBay for $10,000 a
month working 2 hours a day rather than holding up a counter in a boring
milkshake shop for 12 hours a day, 7 days a week.
I am flabbergasted by the amount of times I see some little yogurt
or donut or some other low-end money-making shop go in (and out) of
business because I guess not many people have access to a pad of paper,
a pencil, and a calculator these days.
(I'm in the process of talking my 17-year-old step-son out of the prospect
of opening up a retail bike shop by making him do the exact calculations
that I outlined above.)
The unfortunate truth is that many of these small business owners can't
afford to hire staff so they're stuck with "hold up the counters" of the
place for all of their (long) business hours, netting themselves either
nothing or less than minimum wage per hour.
Doesn't make working for someone seem like a bad deal after all, does
it?
Except working for someone or making a costly mistake opening up a retail
store aren't your only money-making choices.
Most people think very small when it comes to making money. When they
finally up the ante on themselves and try to think like an entrepreneur,
the best they can come up with is some retail store idea.
Do you have any idea what it costs to open any type of retail store?
A lot.
A lot more than any other type of business because your rent is much
higher, you need equipment (for food establishments) and inventory.
And it ain't cheap!
So...why this would be the first entrepreneurial choice is beyond me!
We're talking about the possibility of raking in millions a year...in
your pocket.
I watch it religiously and I suggest you start watching it too. (It's on Friday nights.)
What is the Shark Tank?
It is composed of 5 multi-millionaires and multi-billionaires.
Average Joes walk in there and "pitch" their business idea to see if one of the sharks will invest in their business for a certain percentage of the company.
The majority of the sharks have made their millions (and billions, in some cases) by one "type" of business strategy: product distribution.
Further, the majority of the business ideas that come through are about putting new products out into the multi-billion-dollar retail consumer marketplace...through wholesalers and distributors, mostly.
Think about it: "Big" products are in thousands of retail stores throughout the country and even throughout the world. They're not sold via a single online "store" that some mom-and-pop home-based company operates. They're not sold door-to-door. They're sold through a massive wholesale movement that ultimately gets these products on retail store shelves and in the homes of end-users or consumers.
This applies to Big Boys like Coke or Pepsi, RJ Reynolds, and even 5-Hour Energy Shot.
Imagine coming up with a low-cost simple consumer item, creating a multi-million-dollar company starting from a few thousand dollars (or less), and "selling out" to a Big Boy corporation for tens of millions of dollars in just a few years from now.
That's how multi-millionaires are made.
As you profit from your company (with monthly aggressive cash flow), you shovel your extra funds into passive income real estate so that when you don't want to work anymore in a few years, you have passive income coming in to sustain the lifestyle you desire.
That's how multi-millionaires remain multi-millionaires.
As I get closer and closer to the end of this year, I'm sharing more and more of my intimate money-making secrets as I'm making money with those precise strategies myself. And I'm choosing to share something out of this world with you.
Would you believe you could make a lot of money if you were selling something at $50 a pop?
What if you were selling 1,000 units a month? Times 2 different products?
And what if I told you that you'd never even have to touch any of these units including never receiving a shipment or pallet of these wiz-bangs nor would you have to ship any of them out to anyone either?
Dream come true, right? Or "bullsh**" is what you're really probably thinking...!
Except everything I'm telling you is 1000% true.
Even more exciting, this is only one of the many opportunities for Aggressive Income Strategies on Steroids that I'll be presenting in Los Angeles on September 27th and 28th.
What's Aggressive Income Strategies on Steroids? Not "regular" Aggressive Income as I've taught before with my New Wealth Ninja techniques or with my real estate Aggressive Income secrets on SFR flipping.
This is like nothing I've ever presented before...yet it's something that I've personally been doing for the past couple of years and have really exploded with it about 9 months ago.
You have to appreciate the fact that I give bona-fide techniques and strategies that apply to today's economic conditions that you can use to get immediate cash flow.
And yes, our economy has shifted again.
Here's what you're up against now:
High competition with wealthy investors who are snatching up all of your residential income properties out there including apartment buildings, mobile home parks, and single-family residences. There's barely any passive income property inventory left. Sellers aren't doing much seller financing since there are way too many investors out there who have the cash to buy their property...so why work with someone who needs seller financing?
Things have changed...again.
If you're going to compete in the real estate marketplace, you need cash. And fast! Why? Because all the inventory is being eaten up left and right by wealthy well-funded investors, even as I write this email.
The good news is that we're on the ride up to a super hot economy. And you're about to cash in...big time! All you need is a hot product and a means to market it.
Our economy is ramping up for what will be equivalent to the Roaring 20s. Or even better. And if all you have is a job or some small service business, you're not going to cash in. In fact, you'll be missing out on all the money.
I have a way for you to cash in since it'll be almost criminal if you enter into our New Economy without a means of collecting on the huge windfall that's coming up quick.
Since I'm stepping out of training by the end of this year, I'm giving my students a lasting legacy of as much valuable money-making information I possibly can based on my own experience.
Many of you know about the other company I have that's fairly new yet has become extremely successful selling a very low-cost, simple line of products.
And I'm finally ready to reveal the exact step-by-step details to show you how you can do the same thing.
No, this is not New Wealth Ninja stuff. This is way beyond that. New Wealth Ninja has limited my students to "max out" at about $20,000 a month in income. This is Aggressive Income on Steroids. You're looking at around $100,000 a month or more in income by following my simple step-by-step business action plan.
I was watching the news last night and they had a veteran talk about what it was like being a POW in the Korean War. I was amazed at how positive this guy's outlook on life is and what incredible energy he had emitting from his being.
He had said something very poignant yet simple when referring to the severe circumstances he had to survive being a prisoner for more than a handful of years in the worst of conditions:
"Yesterday's but a memory; tomorrow's but a vision."
Pretty intense if you think about it, isn't it?
I thought about it a great deal after he had said it. I even wrote it down.
To me, it means that no matter where you are in life right now, none of your past really makes a difference at all. Each day, you can choose to start from scratch and turn over a new leaf, if you will, because the past is nothing more than a memory and means nothing else.
The future is a vision...and really nothing more; that is, unless you actually do something more than just dream about having a different future.
It's not enough to merely wish you had something different. It's required to inject strong intensions in changing your life along with implementing some type of viable action plan to pull it off.
Am I reading too much into his simple words?
I don't think so.
You can choose to let go of bad things that have happened in the past including failures, rejections, and anything else that didn't work out as planned in your life. And you can let go of all this at any time by simply focusing on a new vision for how you'd like your future to become.
Turning to your future, it's nothing more than how you envision it. A vision, of course, is nothing by itself without a plan and action to go along with it. But the powerful thing about the future is that it truly can be whatever you want it to be.
Two things you need to figure out right now:
1) What "bad things" of your past do you need to let go of right now?
Something strange happened to me yesterday on Mother's Day...
My dad called me to wish me a Happy Mother's Day.
But he sounded...different. More uplifted. More positive!
Just to be clear, my dad is disconnected from most everything I do in my life including the work that I do with my students. And I've learned a very important lesson many years ago that you can't force your beliefs down other people's throats -- even if they are family -- if they're not ready to better their lives.
This is why both my dad and brother live their lives in the "trenches" both in mindset (where it starts) and physically (where your thoughts ultimately manifest).
Strangely, my dad's mindset was different when I talked to him yesterday.
Remember, I had his front teeth fixed. One day after that dental appointment (which was a couple of weeks ago now), he called me to thank me profusely for paying for the entire dental procedure and then went on and on about how such a seemingly small improvement really makes a difference in self-esteem and ultimately how you project yourself out into the world.
Which I already knew. Which is why I wanted to have his teeth fixed in the first place. ("Way ahead of you, dad, on that one..." is what I was thinking.)
When you're not swimming in the "mud hole" of life, you get the benefit of seeing what's going on with others and how/why their lives aren't working. Some things you can help change (like teeth for better self-esteem, for instance). Other things you cannot change (like entire mindsets and belief systems, for instance).
When I saw my dad letting himself go like that, I knew there was something devastatingly wrong with his mindset and he was in a free fall downward spiral at that point. And I felt I could do something very small to make a significant shift.
And I did.
Because when I talked to him last night, he was like a new person. He was positive, uplifted, had new goals, and seemed like the "old dad" I knew years ago.
He was also talking to me about "attraction" and how it all works...by first changing your state of mind and what you focus on.
"Hmmm, dad, I didn't know that! Tell me more!" (I had to let him keep talking so he could stay on his train of new thought!)
He was telling me about his discoveries with wealth attraction, that he had been working on some techniques he picked up from some website, and he was already noticing a huge shift and change in his life because of it.
And within just one week he was already seeing new opportunities he could participate in to further change his life.
What a difference a couple of weeks, a new set of front teeth, and a complete mind shift makes when you consciously decide that it's time to get out of the "muck" of life and experience the life you really want.
Do you even realize what type of mud hole pond you're swimming in right now?
Did you know that some of your conscious (and subconscious) choices are actually hurting you?
Did you know that being stubborn and inflexible about things you "think" you want is actually giving you a life that...well, just plain sucks?
Here's an example for you:
My ex-husband was offered (by me) a house in Michigan in a nice area. This house was to be bought in 100% cash. He would be solely on title. Furthermore, his BMW payments would continue to be made and he would also get somewhere around $4,000 in support payments monthly until my daughter is 18. That's another 13 years!!
What was Option B?
Getting absolutely nothing. That's right. Option B was to get none of the above including no more support payments if he chose to stay here in California.
He chose Option B. He ended up losing his BMW and he couldn't afford to pay for his rented townhouse anymore so he moved in with his mom last fall. He took a $12/hour job where his daily commute is an hour out and an hour back.
Option A is off the table. However, I've presented Option A again to him last summer. He still said no. He consciously chose to struggle.
Now, you are probably looking at the situation going..."What the hell is wrong with that dude??" I know. Everybody says that. Everybody says they would have taken Option A. Everybody, of course, except my ex-husband.
What is his ulterior motive? I don't know. Being stubborn. Making a "point." Making sure I don't get what I want. Who knows?!
Let's give you another example of this clear and obvious self-sabotage:
Ronnie's ex-girlfriend (and the mother of his 3 kids) is basically a struggling waitress with 3 jobs. She was offered the same thing here in California. She was offered a house, a car, and a job (since she was so "worried" about the job). She would have no rent to pay. No car payment. And she'd have an income. (Unlike my ex, she actually wants to earn her money and I respect that which is why a job was offered.)
She refused.
Currently she's homeless. She bounces between an aunt's couch and a male friend's couch back and forth like a Ping-Pong ball. She has no residence of her own.
And yet she still refuses to take my offer.
Now, you're probably thinking I'm making this all up. I guarantee that I'm not making any of this up. This is the reason that I live in California, Ronnie lives in Michigan and we see each other periodically throughout the year. Neither ex will take an offer. Both would rather suffer consciously and subconsciously for the remainder of their lifetimes.
And that's exactly what will happen to both.
I see what both of their lives will be like in 10, 15, 20...until the end of their lifetimes on this planet. I can clearly see their "mud hole" that their swimming in. They will literally have their same exact life that they have now in a decade from now.
And that's pretty sad, isn't it? Especially since they were given literally a once-in-a-lifetime opportunity (that neither really deserved to begin with).
You're probably thinking that if you were either one of them, you'd take the offer...right? Everything who is "clear headed" about the situation and can see it from above all says the same thing.
But they can't see the situation from the inside of their mud hole.
Now, you have to think about yourself for one minute. What things are you not seeing from inside your mud hole? What things would someone else say you had an opportunity to do or atalent to become that you could follow through with and yet you're not or haven't been?
The first step to have the successful life you deserve is to figure out: (1) what you don't want, and (2) what you do want. Simple, isn't it?
Yet why are you not living the life you truly want to live?? Why aren't you making the type of money you really want to be making??
It's time to change all of that!
I've created The Magic Course which will help you with all of your missing pieces in your life.
To listen to an incredible audio seminar, to go www.monicamain.com/magic_course and I'll explain to you how this can change your life within a matter of mere weeks!
If you're tired of doing all the work and seeing no results, this is exactly what you've been missing!
He's sort of been in a downward spiral for the past couple of years, even going so far as to embezzle money from me.
And that broke my heart.
I found that, for my own sake, I had to completely disconnect from him over the summer of 2011 and ever since then I've had very little contact with him.
Then this past January or February (don't remember which), I went down to Orange County with Ronnie and met my dad at my favorite Chinese place in Laguna Beach called Mandarin King. (If you live around Laguna Beach or ever visit, you can't miss visiting that restaurant!)
And for many of you who read all my emails, you know what happened that night. I noticed my dad's teeth were broken. And we're not talking about just any teeth. They were his front teeth!
And this bothered me quite a bit!
How can anyone function in business with broken front teeth??
I fought paying for his dental requirements until I finally caved a couple of weeks ago. I've found that sometimes you have to break your own rules when it becomes clear that you're being inflexible.
People walk their own paths as they lead their own lives. They select their destiny based on a set of choices given to them in the beginning, middle, and even the end of their lives.
And he's chosen, for some reason, to have little contact with me and my daughter.
So what?
Apparently he thinks that there are more important things to attend to. Or maybe he's never learned to fully appreciate family. Or maybe he thinks he's being an attentive parent and grandparent.
Or maybe he doesn't even think at all.
Who knows and who cares?! It's not for me to figure out.
I enjoy giving. I always have. And I believe that's one of the reasons I'm as successful as I've been in my lifetime. Giving really does tie you into receiving when it comes to the universe.
And no, it's not just about giving to a church or other religious organization. Giving/tithing is disguised in many different ways.
It can be giving money to a bum on a street corner because he's down on his luck.
It can be giving to your child's school so they can afford new computers to further all of the children's educational quest in that school or classroom.
It can even be giving to a family member who literally has nowhere else to turn.
When the universe gives back is only when the giving comes from a specific state of mind. Did you give because you felt like you had to give and now you feel remorseful for doing so? Because if that's the case, you've given from the wrong place in your heart.
But if you give because you truly want to help and you expect absolutely nothing in return, that's the place you should be giving from.
The guy who is pissed off and throwing money into the church tithing basket because he feels obligated isn't giving from the right place and he's no better off a "giver" just because he's giving in a church.
So, you have to be careful in how you give no matter where you are giving and to whom.
Giving is one of the ways to get the universe to automatically open doors for you. It's always worked for me. It can work for you, too.
Years ago, a good friend of mine (who is no longer a friend), used to reprimand me for giving to bums on street corners. He would always moan about how they all used the money for drugs or alcohol and that I'm just funding their abuse.
One day, I was in my car in a fast food drive-through. My friend was with me in the passenger side. All of a sudden, while I was in the drive-through, a guy came up to my window asking for money. He had some lengthy story about how he needed the money for food for himself and his family. I didn't care what the story was because I always gave. He got $20 from me.
My friend started bitching at me immediately saying that the guy was on his way to go buy liquor at some store down the street. I didn't care. It's not my job to regulate what people do with the funds I give to them because the place in which I gave the funds is always pure.
The guy who had just taken the $20 from me ended up going into the fast food place next door (an El Pollo Loco), buying a huge bag of food, and bringing it out to his family which was composed of his wife and 2 small kids waiting for him in a car.
Not only did my heart swell with joy for helping this family out but I was also able to say..."Told ya so!"
Did I make a difference? For that meal that evening for that family I did.
And this is when you get the universe to open up for you.
Consider it like the Butterfly Effect. If you know anything about the Butterfly Effect, you'd know that there is this theory that a butterfly could land on a flower in South America somewhere, flap its wings, and eventually that "movement" throughout the world can cause a massive hurricane in Africa, or some other such place far away.
Not only do I believe...but I absolutely know, without a doubt, that the same thing happens when you give unconditionally.
That same theory of the Butterfly Effect happens when you give; the benefit of that giving will ripple through the universe. If anything is "blocked" for you, that ripple will quickly start shaking things loose like an earthquake.
Of course, you know all this right?
But what about the stuff you don't know about getting what you want by using the universe to work for you?
Like how to "command" the universe do stuff for you and get you the things you want in life.
Or how there are "attraction" secrets that books and DVDs like The Secret won't ever tell you about. (Probably because they don't even know about these strategies.)
The basic problem with many of these "wealth attraction" new-age types of books, courses, and DVDs out there is that they don't tell you the reality of what it takes to manifest what you want in the real world, especially the business world.
They talk about "visualizing" and "affirming."
But did you know that neither one works at all? In fact, did you know that it actually does the opposite of manifesting?
Even worse, many of these sources of "attracting" won't give you 100% of the elements needed to get what you want in life. They'll talk about a small portion of what you need then leave out the most critical parts.
It's like outlining to someone how to build a house but leaving out the part about pouring the concrete foundation, wiring it for electricity, and putting on a roof. Without any of those 3 elements, you won't have a functioning home regardless of how well you do the rest of the stuff.
And this is what I talk about in The Magic Course...my latest release.
For more about it, go to www.monicamain.com/magic_course.
In the very least, go there and listen to my 10-minute audio seminar.
The economic changes that are being thrown in my direction everyday is happening at such a break-neck speed that it's like being in a 3-D OmniMax Theater wizzing through the colorful universe at 10,000 miles per hour.
The Mayan Indians could have been right about the world ending last year. I think what really happened was that the world as we knew it ended in December 2012.
And thank God!
I read somewhere years ago (and I don't remember what exactly I read or where) about how the "end of the world" was really an end of a phase. All ends mean new beginnings.
And that's what I'm excited about.
So what "ended" exactly?
The never-ending phase of shysters, snake oil salesmen, and shifty-eyed cons have lost footing. Now they're all sliding down a mountain, preparing for their rapid demise.
Can you imagine a country with an honest lawyer who really wants to help you and your cause/fight (rather than helping their bank account get bigger)? Can you imagine an end to frivolous lawsuits like the McDonald's hot pickle debacle where people use big companies as a selfish means of cha-ching for themselves?
Can you imagine living in a world where doctors want to see you get healthy, especially using well-intended (and possibly "alternative") medicines in an effort for you to have optimal health rather than pushing Big Pharma drugs that, in the long term, could hurt you?
Can you imagine living in a place that matches the picturesque way of what we wanted to pretend we were in the 1950s...yet we really become that wholesome, honorable, respectable, and innocent as we wished we were at that time?
I know it's hard to imagine now, especially with everything happening in the news from the New Haven, CT horror to that psycho that held a 5-year-old hostage in a bunker for a week to the most recent news of 3 men that held 3 young women captive for 10 years and no one had the slightest idea that anything was wrong.
Yet now...everything is seemingly coming apart at the seams. You're probably wondering why there's so much disastrous news.
Sometimes you have to pull everything apart, creating a mess, before you can put everything in some kind of perfect order. I think that's what's happening in the universe right now.
Over the years of mentoring and teaching students, I've found that many of them want to skip over the spiritual aspects of creating wealth and just get to the creating wealth part. Yet many do not realize that the spiritual aspects are just as important as the action steps needed in the wealth-building process.
It's like baking a cake.
If you have to choose between two cake-baking necessities -- ingredients or the oven --which would you choose?
Well, let's see...
If you have 100% of the ingredients to bake a cake but no oven, you'll have no cake in the end.
If you have an oven and no cake ingredients, you'll still have no cake.
The success action steps would be like having the cake ingredients with the full instructions on how the "process" of making your cake goes.
The oven is the "unseen" spiritual part of the success process that "heats" things up and actually makes the process work.
Again, as you can see, both are required if you're going to become a multi-millionaire.
Since you know this, why skip the spiritual part? Do you feel like it's a waste of time? Does it "trip you up" because you don't quite understand the mechanics of it?
One of the things I've been getting a huge amount of emails about is this basic premise from my students:
"I'm doing all the steps to invest and build a business yet I feel like I'm beating my head against the wall because nothing is happening for me."
And there's a reason for that.
It's not enough to have the knowledge, create the action plan, and do the steps. It's like having the ingredients but no oven to bake with.
And we both know that, in the end, you won't get your "cake" that way.
With so much going on in the universe, things are changing at a warp speed. The good news is that, unlike the old days when it took lengthy periods of time to "move" the universe in your direction, now things are happening in mere days and sometimes in mere hours.
But you have to know what you want, you have to know the order in which all the "things" that are needed for your want have to occur, and you have to be focused in a specific process to make that happen.
Last year I did a multi-day email blast series over Thanksgiving that thousands of you were instantly drawn to and wanted to know more about.
Here we are more than 6 months later and I've been finally able to put all the details down on paper for you.
I want you to read this mind-blowing report that can tell you exactly how to change your life and get what you want in ways that no one...and I mean no one...has ever told you about before.
Here's the link: http://www.monicamain.com/magic_course
I think you'll start to understand: (1) why things haven't been "working out" in your life as planned lately, and most importantly (2) exactly what you need to be doing to finally catapult yourself into the successful dream-like life that you've always been after.
I've been reading article after article after article over the past couple of days basically telling me that these Wall Street big shots are swooping in on as many foreclosure and short-sale SFR (single-family residence) deals, leaving the Average Joe investor struggling to make deals.
And this really sucks. Especially since some of these Wall Streeters are paying more money than they should on these deals.
This, of course, is creating a lot of stir. There are whispers of a "second bubble burst" and other such nonsense since these Big Boy investors are causing "false" housing inflation.
Except there's one problem with that "theory."
There is no such thing as "false" housing inflation.
It's either inflated by actual demand...or it's not. Pretty freakin' simple. And if these Wall Street freaks want to over pay on property, let them over pay. Those dummies.
So, what does this have to do with you, especially if you are flipping SFRs or getting involved with other types of real estate investing?
It means you are focusing on areas of the country that aren't dealing with massive Wall Street traffic.
For example, one of my students from my Detroit seminar last month already bought a house for $28,000 then put $2,000 into it. He just listed it for $65,000 when all of the surrounding comps can support the average $62,000 purchase price. He'll be selling the house by the end of next week and will cash out with a minimum of $32,000.
All in a couple weeks work. Not bad!
And he's now got a duplex under contract.
I won't tell you where he's located because my email blasts go out to just under 100,000 people and that means thousands of you will stampede to his area, pushing him out into the cold like you guys and gals have done to me time and time again.
What I will tell you is that it's in a city and state that you'd never guess. It's not in any of the "lists" that I've given you but I will tell you that it's in an area that is steadily growing.
So...what does all this mean for you?
A couple of very basic concepts...
1) The window of opportunity is quickly closing...much faster than I previously thought.
2) S*** or get off the pot. Period.
I have been teaching for many years and I've been investing in real estate a lot longer than that. I've seen some trends, good and bad. But absolutely nothing holds a match to the opportunity that you still have right now.
What pisses me off is that I'll have students who are sitting on the fence of life in general. They buy my courses, sign up for mentorships, attend seminars, and yet they continue to waste my time year after year. They talk a good game, muddy the waters with their tire-kicker non-serious offers, and then end up doing nothing.
Then you have those students who kick ass and take names later.
That's what you either are already or will become in the very near future...or you'll rapidly perish in this business, way before you start. Simple as that.
One of the things my students like to hear from me is about future trends since I'm right 99.99% of the time. What the hell...I'm actually right 100% of the time. Why minimize it?
"So...oh smart one. What are the near-future trends?"
Here they are for the next solid 12 months:
SFR flipping until the end of this coming summer, then it's pretty much over unless you focus on "fringe" city/states that the Big Boys don't get to, don't think of, or don't care about
Buy-and-hold multi-family (residential) such as 3-plexes and "quads" through 2015
Buy-and-hold smaller apartment buildings through 2015, meaning 5 to 20 unit buildings
Buy-and-hold commercial-commercial property from this summer through...several years to come
So I just laid it out for you.
Here's my other pet peeve:
Students who still email or call me for the "magical phone number" to the guy who will either get them 100% funding or pony up the down payment for their buy-and-hold property deal.
If you ever find this mythical guy, let me know. I want his phone number, too.
Reality is, you can get that down payment money a couple of different ways:
1) Investor partners
2) Credit
There are other ways such as robbing banks but we're sticking to the legal routes here.
I love investor partners but they're only there to help you get a start in the business. That's it. The rest of what you do should be 100% on your own so you can get 100% of the proceeds of your property without sharing anything.
The best and easiest route to take for doing it yourself is by fixing/building personal credit and building business credit. And fast! Super fast!!
Banks have changed their lending practices again in the past year. This means that they've essentially "lightened" up on their criteria. This, of course, doesn't mean you'll get qualified with 3 foreclosures and a bankruptcy but if you have mediocre credit, you stand to qualify now.
As "light" as they've gotten on their criteria, they'd implemented some hard-fast "rules" on their lending practices, including requiring a personal guarantee. Why this bothers some of my students, I'll never really know. The only people it bothers it seems are those who want to get into financial trouble by not following through with their lending/banking agreement. If this is the reason why you're afraid of a personal guarantee then find another business to be part of because this one isn't for you.
Just because a bank asks for a personal guarantee for a business credit account does not mean it necessarily goes on your personal credit report.
In fact, on all of my business credit cards, I had to sign a personal guarantee yet none of those accounts ended up on my personal credit.
I even had a student "argue" with me via back-and-forth emails just last week about how a close colleague/friend/associate/whatever got some ridiculous sum of money (upwards of a million, I think) without a personal guarantee or without having to have personal credit of any kind.
Really?
So, this "really close associate" of yours...how did he pull it off?
"Well, I don't know because he won't tell me...but he did it because I saw proof!"
Hmmmm.
If this person (doubtful he's such a close associate) can't show you how to do it then he's full of sh** because getting that type of money with no personal guarantee, no personal credit, and even no collateral isn't going to happen unless he's working with a private lender or angel investor.
When I asked about what this "proof" was that his associate supposedly manifested for him to see, he couldn't really answer the question.
So, in other words, they were sitting at a bar one day, trading bullsh** stories back and forth, and apparently this "close associate" decided to one-up my student on whatever credit or real estate secrets he was telling him. So, what could possibly top telling someone that he was able to get about $1 million without a personal guarantee, collateral, or even a Social Security number? Pretty impressive, right?
Except it just doesn't happen that way.
Our entire society is built on credit. It's time we made it work for you.
If you missed out on my 2-day in-office credit training back in February and didn't get the videos from the event, shame on you! You missed out on a lot of powerful information.
Then, something occurred to me. Maybe some of you couldn't afford the $1,497 price tag on the in-office training or the $397 price tag on the video set.
And something else occurred to me.
Since I'm doing the physical upgrades for both my Personal and Business Credit courses, why not create an upgrade kit for a super cheap $97 so that everyone can grab onto these credit-fixing/building strategies with no excuses?
Remember the trends I talked about a few minutes ago?
Credit will help you invest in any of those trends.
So much has changed with the rules of both personal and business credit in the past 18 months that it's mind-boggling. And if you aren't up-to-date on these new rules then you will have a difficult time fixing your credit as well as rebuilding it.
Did you know that the credit reporting bureaus got so sick of people disputing their credit reports that they found a more streamlined computerized method of verifying your debts called the e-Oscar Method...and it's dead illegal for them to use it?? Not only is it illegal but I'll show you how to get stuff removed off your credit reports just by you mentioning that they're using the illegal method.
Did you know that you can sue your creditor or collection agency in your local small claims court (in your jurisdiction) for the maximum possible and by even threatening this lawsuit (which costs them too much money just to appear in court), they'll remove the disputed items from your credit reports?
Did you know that Dun and Bradstreet is no longer the way to build business credit for smaller lines of credit ($100,000 or less) and that if you don't know how to use Experian Business properly, you'll blow your chances at these quick and easy unsecured business lines?
You can get access to unsecured business lines of credit anywhere from $50,000 to $500,000 depending on how well you fix/build your personal credit but you have to follow these new rules. If you follow these rules, no matter how bad your personal credit, you can get the majority or all of your delinquencies removed in just a few months.
Here's what that money can do for you:
The lower end ($50,000) could easily help you flip houses for huge profits before the opportunity is gone. The lower end could also get you the down payment for a multi-family or small apartment building or even a small mobile home park.
Getting in the mid-range ($100,000 to $250,000) could get you the down payment cash for a larger apartment building or a commercial-commercial property like an office building.
Getting to the $500,000-range will require you to build up your personal credit into the 800+ FICO score range and that can be done but may take a little bit of time.
This is the only way to get money besides an investor partner right now. This is it. The mythical guy who can give you all the money you need for your deals (except for transactional funding) simply does not exist.
This kit is being offered as a one-time deal. After the deal ends, the upgrade kit will be split with their respective courses. The personal credit upgrade will go with the Personal Credit Building Course. The business credit upgrade will go with the Build Business Credit Fast! Course. And later it'll cost you $544 to acquire both of those course to get what you can get right now for only $97.
What if you have no other credit courses? Then what?
I've made this Special Upgrade Kit to where it's a "stand-alone." This means that if you don't have any other credit course, you'll be able to successfully use all of the elements presented in the 2 videos, 2 audio CDs, 2 mini-manuals, and CD-ROM that will be shipped to you.
Here is the link: http://www.monicamain.com/personal_and_business_credit_secrets
I was having this discussion the other day with the lady that does my eyebrows. Her name is Angie and she owns and operates her own hair, nail, spray-on tan, and waxing salon. It's a quaint little joint in the Valencia Industrial Center literally one block away from my office.
Somehow the conversation came up about freeloaders. I think it was because she mentioned that her sister refuses to work or do anything with her life yet she always wonders why she's broke.
I immediately asked Angie if she was older than her sister and even went so far as to assume that Angie was the eldest child. I was right, of course, because it was an uncanny carbon copy of my exact situation with my brother who is younger than I am. I've always had a "knack" of making money and taking care of myself yet my brother is the eternal excuse-maker, bitcher, and professional moaner with a piss-poor and sickening "poor me" attitude that can make anyone lose all faith in humanity within precisely 37 seconds of listening to it.
There's always that "nature vs. nurture" argument where you can take, in some cases, fraternal twins who grew up in the exact same household yet one turns into a mass murderer and the other grows a multi-billion dollar per annual business. And there is no explanation for it.
Is it your environment? Or is it genetics?
I have a deeper explanation for it which goes into something deeper that I don't think I want to get into right now. The short version of my theory is that we all have unique personalities which some may call our "soul" which differs drastically, even if we have an identical twin with the exact same genetic make-up who we grew up with in the exact same household/environment with.
So, what does this have to do with anything?
Easy. It's very simple to become successful. You simply get off your ass and set out with an exact, precise treasure map to get there.
And you have to want it. Badly.
Nobody can teach you to "desire" success. The good news for you is that, chances are, because you're one of my faithful students reading this email, you've already got that burning desire and ability to "hustle" until you become successful. So, unlike my lazy excuse-making broker or Angie's pitiful freeloading sister who can't, under the best of odds, be convinced to get off their ass and do something...you're way beyond that if you're reading this.
Back to the treasure map...
I'm (unfortunately) stuck watching Dora the Explorer quite often. If you're not familiar with the kiddie show then good for you! If you are...I'm sorry.
Every episode of Dora the Explorer has to do with her going on some type of adventure involving a map. The map is devised of 3 things. Each "thing" is a landmark of some kind that she has to visit in a precise order in order to make it to the end of her superficial maze to accomplish whatever shallow goal the hapless writers of the tv show devised for her.
So, after Dora's backpack spits out her map with her directions on what she's supposed to do, she sets off to follow the map, working to avoid danger along the way. Danger is this fox called Swiper who tries ripping her off or doing demonic things like taking her tools to get through her adventure and whipping them off into the forest, or some other such nonsense.
I was watching the show today with my little girl and I started putting some things together.
First of all, most paths to success are pretty simple. Not exactly only 3 items to get there but pretty damn close. Yes, there are always thousands of details in any endeavor but, really, aren't there only a few "large" things that are in a set of directions?
For example, if I were to tell you how to get involved in apartment building investing, I could literally give you 3 basic steps to pull it off:
1) Do a financial assessment on yourself; determine your down payment and funding options.
2) Find a cash flowing property using my CFE (Cash Flow Evaluator)
3) Put in an offer on the property and see what happens.
Of course, there are more steps. There's the acceptance of the offer (or rejection, in which case you go out and repeat steps 2 and 3) and then going into "contracts" then escrow then closing on the property. Then once you close, you set up your management then cash flow away!
Still, if you add up all the steps, you're at around 7. Not too overwhelming, is it?
Everything is like this. Absolutely everything!
So why are so many people not doing these simple steps to find success?
I think it's because they believe there's much more too it. They believe that success is difficult and way out of their reach.
I can tell you, from massive amounts of experience in both business and in investing that success is very easy to attain but there's a catch. You have to get off your ass and follow some simple type of Dora map and move along the map to go get it.
Plus, the map has to be followed in an exact order. You can't change the order of things otherwise you'll find yourself unsuccessful.
But here's the catch...
You have to get off your ass, follow the map, and follow it in a precise order. By doing this, two (2) things will happen:
1) You'll be able to build a $1,000,000 BLOC or Business Line of Credit
2) You'll have a successful completed business plan that has been submitted and accepted by an investor partner who is part of the mentorship group
Again, you have to follow the map or the plan which is simple, well-laid out, and specifically geared toward helping you acquire a property with an investor partner.
