Now, to be clear, I love the United States. I'm an American and, like most Americans, I believe in my country. I've made a lot of money here. And I love the opportunity that is afforded to those of us who want to get off our asses to work and to take advantage of these opportunities.
But...I have some "issues" and "grave concerns" about our current and future economy. Here's why:
1) Years ago, Obama had thrown out some rhetoric about bringing "manufacturing back into America." Trump has claimed the same thing in recent years too. Now the ever-expanding line-up of Democratic contenders for 2020 are claiming the same thing. While it's a nice theory, it's just not possible to make this "manufacturing in America" thing a reality, especially with rising minimum wage, health insurance requirements for companies of a certain size (by amount of employees on staff), competing with the ultra-cheap labor in Asia, and the ever-growing amounts of lawsuits against American companies for a variety of reasons including from employees or consumers, making it very difficult (and next to impossible) to grow a large company here in the USA. If you think this theory of making anything can be a reality, try opening the doors of your manufacturing plant and see what happens. This is the part NOBODY will tell you which is a cold, hard reality of having a business here, ESPECIALLY if you want to make something in the "manufacturing" space: getting and keeping insurance. This is not something your Paycheck Charlie knows anything about and it's certainly not any politician will clue you in about because...well, they simply don't know about this "little" manufacturing in the USA obstacle. You see, recently I went into a new company launch mode where I was sitting on the fence about whether I'd actually manufacture my product or not. Turns out that when you actually want to make something in this country, especially something that is on the "consumable" level, your insurance goes through the roof...IF you can even find someone to insure you at all! Yes, this is one of these "hidden secrets" behind trying to kick-start your American manufacturing company. If you're "lucky," someone will insure you, starting off with a policy that will run you about $2,000 to $3,000 a month for coverage. As you grow into a mid-sized manufacturing company, you're looking at $20,000+ per month in insurance. And this is WHEN you can finally find someone who won't laugh you out of their insurance office. "You want a policy for what? Making something? Hahahahahahhahahahahah!!" (This has actually happened to me several times for my skincare manufacturing business so, I'm in no way exaggerating on this one!)
2) Things are getting tight in China economically and because of the trade strife with the United States. China has been sliding into an economic black hole for the past couple of years and it's only a matter of time before we feel the economic "quake" on our side of the map. Some economists are calling this the "second bubble." I don't think it's quite as dooms-worthy as some might guess it'll be but it does help to stay alert and on guard. For me, I can actually see opportunity in this. Since I use China for printing and packaging, I'm finding that they are starting to feel the squeeze in their economic crisis so when I make it clear on what I'm willing to pay for a project, I will get my price. They know how easy it is to go to another vendor since they are a dime a dozen. And they'll take any job just to keep some type of cash flow coming in. However, they haven't experienced their all-out crash yet and it's only a matter of time. Since much of our borrowing and loans was with Asia, namely China, it only makes you wonder where we're going to get loans now since they're not going to be in the market to lend for awhile. And, as you know, our country relies heavily on credit.
I was watching one of the many new presidential candidates blathering away about the usual clap-trap including jobs in America and other "talking points" to get suckers to vote for them. All these politicians...they're the exact same, just in different skin and clothes. They promise things to get elected and don't follow through. This is why I tell my students over and over and over again...you can't wait for some politician to make your dreams come true, otherwise you'll be getting old and gray (and will die) before someone else (other than yourself) is going to look out for your well-being. YOU must look out for yourself and your family. An elected official will never care about you or do anything for your family.
So...the next question needs to be, what have you been doing for yourself and your financial future lately? Or are you a fool, waiting around for our next president to come in and whip out a magic wand to make your life perfect for the first time ever?
Stop dreaming and start focusing, damn it! Otherwise nothing in your life is ever going to change. Hoping and praying without any action on your part will get you exactly this: NOTHING. So, let's talk about what you need to be doing if you really want to whip your ass into gear and start getting what you want in life.
It's time for you to see the opportunity right in front of your eyes. Life is all about what you focus on. You can focus on the negative. Or you can focus on the positive. I'm here to tell you that life is what you make it. What you focus on will expand (positive or negative) for you. And I want you to focus on something mind-blowing and financially powerful that can change everything for you.
CLICK HERE NOW to find out what I'm talking about...before this opportunity goes away for good!
There is only ONE BASE SECRET to making all of your business and investing operations to run smoothly while getting richer and richer: having EXCELLENT credit.
The only piece of relevant business advice my mom ever gave to me was this: "Always take GOODCARE of your credit."
Except that I didn't.
Like many people, I ran into some financial difficulties in my early adult life and had to pay the consequences with my credit taking a beating in the process. Always having been in business and investing, I quickly had to bumble through the credit system to try repairing my own personal credit while rebuilding it. It was during this time period that I learned the most unorthodox and unconventional credit repair and rebuilding methods that they DON'T teach you in books or courses out there.
And today? BMW Financial just pulled my credit recently and my FICO scores are in the mid-800s now. (When I started rebuilding my credit years ago, I was at a mid-400 FICO score so...this is a HUGE difference.) Needless to say, I'm VERY GOOD at the subject of rebuilding and repairing personal credit which, as you know, is the starting point you need to participate in BEFORE you start building business credit...which ultimately opens all kinds of doors for you to get extremely wealthy using OPM or Other People's Money.
It all starts with credit, folks. That's where it ALL begins for BOTH business and investing. You need good credit for business loans, business credit cards, etc. You need good credit for mortgages on your property deals. YOU NEED GOOD CREDIT TO DO WELL IN THE BUSINESS WORLD. Period. No exceptions!!
Once you have a mid-FICO at or above 720 then you're in decent shape. You can then tap into OPM, especially my exclusive resources who can get you 100% unsecured cash for your real estate deals. But...what if you don't have your mid-FICO up that high? It's okay. I'm doing something extraordinary. I'm going to do a THOROUGH training for the FIRST TIME EVER in a very specific, very profitable type of real estate investing that will include showing you how to boost up your FICO (if it's low), how to get 100% unsecured cash for your deals, and how to do these highly profitable deals to help you make a six-figure annual income.
This is a RARE opportunity that ends soon. The training starts on May 1st and I'm only taking a handful of students for this. If this is something you're interested in -- making money in real estate by using 100% of Other People's Money to make these deals happen then you MUST CLICK HERE NOW!
Some of you know I went to Tuscany, Italy over spring break. And I took my dad!
I hadn't seen my dad in over 2 years and then I had the inspiration to call him up and ask him if he'd come to Italy with me. My dad is 100% Italian and grew up learning Italian and understanding the entire culture. But he had never been to Italy (or anywhere else for that matter). His parents never went to Italy either. It was his grandparents who came from Sicily and Naples, respectively.
My dad told me that Italy was on his bucket list. I'm sure there are many other things on that list. My dad never got around to doing much of anything in his life. He told me recently that he thought life went too fast. You think you have all this time and then you wake up one day to realize that most of your life has gone by. All the things you said you'd do still remain undone. Yet you're not far away from your life being over.
My dad never took big risks. He never lived his dreams. He never pushed the envelope on himself.
Are you one of those people? Do you talk about how "someday" you'll do something then you never do it?
Life's too short, my friend. It's one thing to talk a big game. It's a whole other thing to DO the game.
For me, personally, I absolutely HATE traveling. But this year I'll have visited 8 countries with my daughter. I travel A LOT with my daughter because I know one day (sooner than later), she'll be an adult with her own family, a job, and a life outside of a life with mom. So, I travel, taking her all over the world so she can expand her mind, to see things she'd never see within the confines of the little city we live in, and to help her set a pace of not being afraid to experience new things and new places. I don't want her to ever say "someday" and that someday never comes. I want her to decide to do something...and to just GO FOR IT.
And I want the same for you too.
Of course, there are always excuses, right? Maybe there isn't enough time. Or not enough money.
But what if I could help you get BOTH the time and the money to do those things you've always wanted to do?
CLICK HERE to find out what I have in mind for you!
Don't let life pass you by. And, by golly, stop blaming everybody else for you not getting the things you want in life. The buck stops with you! But the good news is that YOU can have the things you want AND you can get your time back (instead of giving it away to build someone else's dreams).
I just got my dates for something out-of-this-world SPECTACULAR.
So...whip out your calendar and circle these dates: September 16th & 17th.
And it's happening in LAS VEGAS!!!
Whoot, whoot!
And...(yes, this is about to get MUCH better)...
You can go as a Gold VIP FOR F*R*E*E!!
So, what is this event?
This is my FIRST-EVER Flip It Profit Event!
Now, about this event. It has just been booked so I won't have a full brochure or website about it for a few weeks. But, it's a 2-day event that's ALL ABOUT FLIPPING PROPERTY. In fact, I've NEVER done an event like this...EVER!
Most of you may not know this but I got started in flipping back in 1995 and I've been consistently flipping property since. But, just recently after getting A LOT of emails from students asking me about what my advice is on flipping property, I looked through all of my courses to find that NONE of them talked about how I got started in this business of flipping and how I still profit using my "updated and advanced" flipping strategies.
I decided to put together a system called Flip It Profit which is being printed as I write this. I'm starting a mentorship group for 6 weeks on flipping which starts May 1st. And now I'm doing the first ever Flip It Profit event in Vegas on September 16th & 17th which you can get a Gold VIP ticket for...FOR F*R*E*E by doing only ONE thing.
If you've been looking for a way to make a killing in real estate using my AGGRESSIVE method for real estate investing, THIS IS IT! You cannot pass up on this.
Well, the good news is that most of us got past the tax filing deadline which was on Monday.
The bad news is that some of you still didn't file. I guess that puts me in a better position than you even though I have had such difficulty with the IRS this year.
And here's another BOMBSHELL that they laid on me this year.
After filing my taxes, my tax lady called me a little late at night to let me know that I couldn't eFile because somebody had stole my daughter's Social Security Number and filed taxes so they could get the child tax credit.
Immediately I thought... What the f***??
Here I am, having filed since the tax year of 2008 with my daughter on EVERY FILING, and then I'm told that some random John Con filed taxes using her information!
Even worse...
The BURDEN OF PROOF lied squarely on MY shoulders to prove that this girl belonged to me!
WHAT??
How about THIS, IRS...?
I've been filing with her on my return since the 2008 tax year.
She has my SAME middle name and last name.
I'm on her birth certificate.
I have her passport AND a California state ID with OUR address on it where I've been filing returns for MANY years.
I have her immunization card. (Yes, they asked for that too!)
Yet...John Con (that isn't his real name but I had to name the fraudster something) can just randomly file using my daughter's information on a random return without proving ANY of these details. And the stupid IRS gave HIM the money for the tax credit and REFUSED to give it to me!
You'd think that the U.S. Government would be a little smarter. After all, getting tax money from all of us is the MAIN WAY they raise revenue for their budget. Yet, they DON'T have top-of-the-line state-of-the-art software in place. They DON'T protect their income revenues. And they EXPOSE American citizens to all kinds of fraud and negligence because they refuse to hire a few top software developers to get a robust system in place.
And they are LOSING money left and right because of it!
Whatever.
There is a Silver Lining in all of this. After I was done with my mini-stroke/panic-attack, I asked my tax lady about how all this works. She told me that it'll take the government about 6 to 8 months to process my identity theft form (that included all the proof that this girl is, in fact, my daughter) and that, from now on, my daughter will have a PIN to file taxes with. This means that nobody will ever be able to do this to her again.
I think EVERYBODY should get a PIN to file their taxes. Except, yet again, the foolish IRS won't allow anyone to have a PIN upon request. No. That would be too easy to thwart fraud. Instead, you MUST be a victim of identity theft through your taxes to get a PIN. So, my daughter will have a PIN. Just for the hell of it, I asked if I could have one too. I'll keep you posted on what they say (although I'm sure I'll be refused this request). I don't really need one anyway because I told you my story about what I go through with the IRS...and how I NEVER get money back anyway. So, no fraudster would have any interest in stealing my stuff because they'd never get a refund back.
This is just a RUDE AWAKENING that you must ALWAYS protect yourself AT ALL TIMES. Keep your information SAFE. I use LifeLock. Not sure if it's any good but at least they have a hefty insurance policy in case anything does happen.
On average, every 60 to 90 days one of my credit cards gets compromised. In years past, this would maybe happen every two to three years. Maybe. Now it happens several times a year. And it's only going to get worse.
I was talking to one of the guys at American Express after my last credit card got compromised, complaining about how this seems to be happening with greater frequency to me. He sighed and said, "You have no idea how bad it is. No clue."
I didn't ask what he was talking about but I can only assume that fighting fraud requires them to have state-size tech and legal departments to deal with this constantly growing epidemic.
Too bad the U.S Government doesn't care to have the same tech and legal consideration when it comes to THEIR REVENUE being stolen by common thugs.
I guess every organization has their own priorities. Unfortunately, it seems that Capital One and American Express has more interest in protecting me than my own government does. And that's such a shame, don't you think??
After pulling myself out of my dismal despair and anger over the IRS stuff, I realized this: I just have to KEEP MOVING FORWARD. Or as Dory (the fish in the Disney movies Finding Nemo and Finding Dory) always says, "Just keep swimming."
That's right.
Just keep swimming.
Just keep moving forward.
And for me, it's about focusing on my real estate and book projects.
My book The Lost Secret is going to be available in bookstores on November 5th of this year.
And I have something exciting with real estate that I wanted to share with you. CLICK HERE to find out what it is.
See you at the top!
Your mentor,
Monica Main
P.S. My Inner Success Retreat is just around the corner on May 3rd, 4th, 5th, and 6th in Monterey, California. CLICK HERE to find out how you can snatch one of the last couple of spots I have left!
The other day I was playing a ball game in the street with my little girl. She likes playing with me with these "scoop" things and a Wiffle ball. She drew these 2 circles, one for me and one for her to stand in. Then she wanted to keep score with chalk on the sidewalk using a "scoring" system that she could understand, heavily weighing in her favor of course.
So, I started adding things to this "scoring" system. Such as, if you step out of the circle, you lose a point, even if it's my fault that I throw the ball in such a way to force you out of the circle. Then I added even more. If it takes more than 3 seconds to get the ball, you lose 2 points. I added something else that would make her lose 10 points if she offended the rule. Before the game really started, she was already in "debt" to the scoring system. It was getting so ridiculous that she slowly started to see that she couldn't ever win in this losing game I was setting up for her. This caused her to disregard my scoring system altogether. (Smart girl.)
I started to think about it. This is exactly how the "money system" is set up for the Average Joes of America. It's set up so that we all lose UNLESS we're rich, powerful, and elite. This game is actually very well articulated for you to lose. It has been set up this way for about 100 years and probably was in the "planning works" by the powerful and elite long before it was successfully implemented.
Even worse, most people to this day still don't know that the odds of them scratching and clawing their way out of this avalanche of new laws, rules, and regulations to keep people poor is getting harder and more impossible by the day.
Take a step back and look at it. Analyze what's going on here. Understanding what the few powerful families of the entire world are setting you up for.
Every one of us was designed and trained to become a slave for the purposes of supporting only a handful of super wealthy families. No, it's not as obvious as it used to be when our grandparents were working assembly line jobs in a dead-end factory (that's been long put out of business thanks to China). Instead, we're blinded by what's really going on with distractions such as the latest iPhone release, video games, endless amounts of "stuff" to watch on television (I just learned what "binge watching" means the other day), and any other distraction you can think of. If only we'd take a few hours to actually sit, ponder, and think about the "bigger picture" on what's really going on.
Of course, there's not much you can do about the momentum of how the ultra-wealthy have gained and sustained control over the mass population over the past century or two but what you CAN do is take control over your own future.
The first thing you can do is...stop watching so much freaking television, especially the news. This is numbing your brain into a dummy-ville state. Stop it. Lay off the iPad and the video games, too. This is putting you into a non-existent fantasy land that will only disservice your ability to think creatively as time goes on.
The second thing you can do is...start reading some reallygood financial magazines. My all-time favorite is Bloomberg Businessweek. I also like Forbes and The Economist. Reading only these three (or just Bloomberg alone) will keep you ahead of the curve on rapidly developing changes. Students often ask me how I just "know" things about real estate and different trends/changes. It's because I read and I don't watch the useless news anymore, that's why.
The third thing you can do is...understand how "financial leverage" works and how you can use it yourself. The worst thing that most Average Joes fall for is the "scam" get-rich-quick business model that, at the end of the day, yields exactly nothing for them. This includes MLM schemes, envelope stuffing, chain letters, or anything else that promotes ultimate laziness while they are supposedly going to get super rich overnight (by doing nothing at all, of course). None of these things work. They aren't designed to work for you. What they are designed for is to give you hope, let you fail, and then make you feel "burned" so you don't step out of line or even think about climbing out of those salt mines that the ultra rich want to keep you enslaved in.
The most powerful form of leverage that I learned about is being able to tap into other people's money (OPM) through credit. Even more powerful, I learned the "credit on steroids" secret by understanding how business credit works.
Do you want to know what's so sinful about people's basic understanding of economics? Here it is: Average Joes are NOT taught the things that can make them successful entrepreneurs and investors. They are taught about everything else except these things.
A while back my daughter was learning about President Lincoln. They are even teaching kids as young as 7 years old about how Lincoln was shot in the head by a guy named Booth. I'm thinking...WTH? I went a step further and gave my daughter's teacher a picture of my daughter standing in front of the ACTUAL CHAIR where Lincoln was shot. (It's in the Henry Ford Museum in Detroit. And yes, there's still blood on the chair!)
But I started to think about it. Who f****** cares about Lincoln getting assassinated? What about the economic cycles tied to the Civil War during that time? Or anything that could be remotely useful about why the guy got shot in the head?
I have a unique understanding of what's going on "behind the scenes" when it comes to economic cycles and the economy at large. (No, I can't predict everything but neither can the highest regarded economic scholars either.)
This, my friend, is ALL that matters if you want to not only survive (financially) but to THRIVE in our current economy.
Part of this has to do with understanding how to leverage OPM. The only two (2) ways that I know how to do this is by (1) building business credit, and (2) raising funds through investor partnerships.
I've learned both very well. And so can you.
Ignorance is the first obstacle to overcome, as this information wasn't for the Average Joe like you and me to ever sink our claws into. This is the obstacle that I am here to help you overcome.
Getting access to hundreds of thousands of dollars in unsecured business credit isn't hard to do but it can be tricky. First of all, you can't make any mistakes when setting everything up for this endeavor. Second, you have to follow suit with a specific strict set of action steps. If you screw up any step or decide to screw it off (and not do it) then your business building activities will suffer drastically. Third, this doesn't happen overnight. (Sorry, impatient Americans who want everything today but...to do this correctly will take a few months!)
Think of it this way, though. To have access to, in the very least, tens of thousands of dollars (by doing a half-assed job) and up to hundreds of thousands of dollars in unsecured business credit in only a few months is amazing. It'll be summer time then. You'll be a few months older. But you'll have MORE leverage than you have now.
Click on this link to listen to a powerful audio on how this works: CLICK HERE!
So, what do you do with all this credit? You put it into money-making instruments such as passive income real estate (ideally) or to fund a new business or for other types of investments. This is how the rich get richer, folks. It's because they get OPM to allow themselves to get wealthy while the Average Joe wonders how he/she can make more money by trading hours for dollars. And that is NOT to right way get wealthy. Using OPM for passive income assets and investments is how you do it and I'll show you how to do it if you'll just CLICK HERE NOW!
Time for you to stop accepting the "worker bee" programming "they" installed in you from the moment you entered the school system and start using some of these incredible financial secrets so you can enjoy a piece of this wealth pie that you deserve to have!
See you at the top!
Your mentor,
Monica Main
P.S. We still have a couple of seats left for the upcoming Inner Success Retreat in Monterey, California on May 3rd, 4th, 5th, and 6th. CLICK HERE to check it out now!
I just got an email from a student of mine who has been working with one of my biggest investment groups and he was VERY GRATEFUL for the experience of being able to work with one of my investors. And he gave me the good news:
He just closed on his first building...a $2.4 million dollar apartment complex in Texas.
Whoot, whoot!
I'm so proud of him!
You see, he was one of my students that I kind of lost hope on a couple of years ago. He didn't seem to figure things out very well as he read through my Apartment Riches System. He needed a lot of hand-holding that I simply didn't have time for.
So, I told him to take me up on my rare Apartment Riches Mentorship Group, which he did. It took 9 weeks. And, again, I didn't have high hopes for the guy because he struggled through the group. But, I'm not one to discount anyone because...you just never know!
It didn't phase me when he seemed to disappear into thin air. I didn't hear from him until this past January when he said he was in touch with one of my investors and that they're doing a deal together.
Again...didn't phase me. I was shocked that he got this far with my investor because it didn't seem like this student would have the right skill set to get a deal through the typical investor maze but he really did have a great deal from what I could see.
Then I got an email from him this morning telling me that he JUST CLOSED on this $2.4 million deal, funded by my investor partner. The deal is in Texas. My student is in Texas. This particular investor is also in Texas. It was a match made in heaven.
This could be you too!
CLICK HERE to find out how you can be one of my students who gets to jump on the partnership bandwagon.
For years I've been warning my students of the inevitable. Time was running out on real estate deals. The window of opportunity is closing, and fast!
And I started this soapbox tirade back in 2013, laboring in a more fierce tone by late 2014, and told everyone that this was basically it by the summer of 2015.
Some listened, most didn't. But I did deliver the news, gave the warnings, and trained my students in the best opportunities available with the best cutting-edge strategies in which to acquire these cash flowing properties before the music stopped, before it was too late.
So, where are we now? Is it too late now?
Largely...yes. For many of the opportunities I was leading my students to do, many of those strategies are long gone, namely because the inventory for the type of real estate I teach my students to do is gone.
Now, any one of you can look in the online MLS (by using www.cityfeet.com) and clearly see that there IS inventory left. So...what the hell am I talking about? Why am I telling you that the majority of the inventory is gone and that there are no deals to be had?
Let me be clear: there will ALWAYS be opportunity in EVERY market. Good times, opportunity. Bad times, opportunity. There is always opportunity. But during the bad times, you get MORE opportunity because this is when you get to pick up properties for pennies on the dollar. Those days are gone, folks. LONG GONE! I mentioned several times over and over again dating back to 2009 even that we were in the midst of the best time in our lifetimes to pick up properties left and right for next to nothing. And that we would NEVER AGAIN see an economy like this. In fact, our children and grandchildren won't even see this devastating of a recession in their lifetimes either.
Now, hold up a second. You're probably thinking, "That's all well and good, Monica. But reality is, banks weren't lending like they are now. And unless you had immediate access to lots of cash, it really wasn't doable for the Average Joe to pick up these properties."
You're completely right. This wasn't a doable plan for most people. Only the "players" got to play in the game of getting properties for pennies on the dollar for all cash because, during that time, it was very difficult to get bank loans to purchase these properties.
The good thing about a healthy economy is that loans and money is much easier to get from banks and lenders. Getting private lenders and investor partners are a piece of cake. Everybody wants in on a good cash flowing deal. Getting money becomes extremely easily, as it is right now! And THAT, my friend, is YOUR edge in today's economy, inventory or not.
Reality is, there are only a few methods left for acquiring passive income properties in 2019!
But even more tantalizing is that I have ONE POWERFUL SECRET to not only circumvent that huge problem but to find all the deals you could ever handle but by getting endless money for any and all deals you will ever want to do.
This was a RARE first-time-only real estate training only the students who came to this RARE Underground Secret Event where I had been able to offer a "pot" of $100 million in investor partner funds for your deals and business ventures. CLICK HERE to find out more about this powerful event and how you can get the videos for the entire thing!
Yes, you can FINALLY get the videos. But...the deal ends pretty soon. CLICK HERE to get it now!
