I'm a little bummed out today. I just got all my printed mailers in for the Vegas seminar event where I have 2 investor partners who have committed to throwing in $5,000,000 into the down payment pot for deals that my seminar attendees bring.
Except that last night my investor partner who worked with my students from the Detroit seminar last year committed to throwing in $2,000,000 into that pot, swelling it to $7,000,000. What sucks is that all my mailers say that the pot is only $5,000,000 when it's now bigger than that.
Oh well. Such is life.
This time, though, I want my students to be marginally prepared so that you can start finding deals BEFORE you attend this upcoming Vegas event so you can hit the ground running the second I officially open the gates to accepting deals (which will officially begin on Monday, May 18th, post seminar event).
Again, the partnership opportunity will only be open to those who pay for and attend the seminar event in Las Vegas on May 15th & 16th. No exceptions. Sorry. I can't add additional people who don't find the time or importance in attending over those who actually do.
There's a reason for that. In the past when I would open up partnership opportunities to just anyone, I got a lot of bullsh** deals that wasted everyone's time. They weren't prepared or submitted deals that weren't anywhere near what we were looking for. And, of course, my worst pet peeve: students submitting deals with NO income or expenses itemized out.
So, I noticed that when I opened up the partnership opportunity to only those who attended the Detroit seminar event last November, the quality of the deals we got were top of the line. Students listened to my thorough presentation on what my investors were looking for and found what he was looking for.
Of course, as mentioned last week, we didn't make our goal. So, there's money left over. Yes, he's going through more student deals but informed me that a lot of them are under contract or are no longer available anymore. This is why he felt confident in committing to $2,000,000 and may throw in another million by the time we get to Vegas. (I'll know in about a month if this is the case.)
Right now I have 3 investor partners who are funding the now-collective $7,000,000 for down payment funds on property deals. But, unlike the Detroit event, this isn't going to be as easy as giving a straight-line set of instructions since each of these 3 investors has MAJORLY DIFFERENT criteria in what they are looking for.
Investor #1: This is my guy from PA. He's a MHP (mobile home park) guy. He's putting in $3,000,000 total. He's looking for MHPs of any size in any area of the country in which you can realistically commit to personally managing the property. He won't allow you to simply use a management service. (He never does.) For many MHP deals, the down payment will be anywhere from 30% to 15% (depending on a WIDE VARIETY of variables including where the property is located, income, etc.) He has a preference in where he'd like to get more deals. He's interested in Arizona, Texas, and Florida. (He has a lot of the MHPs he wants in the Midwest already.) However, he'll consider deals anywhere provided that he believes they are worthwhile to him. A tip: look at deals that have 50 pads or above to gain serious consideration, especially with CAPs over 9.5%.
Investor #2: This investor partner and I go way back. He's from Texas but goes back and forth between TX and FL. He is my "small" apartment building guy. He likes apartment building deals between 5 and 50 units ONLY. He's looking for anywhere with a strong cash flow and prefers CAPs to be over 9% (but will consider slightly lower CAPs). He does NOT like Detroit especially (as he's clearly stated to me over and over again). In fact, he'd prefer to stay completely out of Michigan, Ohio, and Pennsylvania altogether. He'll consider deals in Illinois, Indiana, Missouri, Kansas, Oklahoma, Texas, Arizona, Georgia, Nevada and Florida. (Those are his hot spots.) No commercial, no MHPs, and nothing over 50 units. No major rehab. Nothing majorly under-performing. You have to be within 60 miles of where the property is located. This guy is throwing in $2,000,000 which will account for 20% in down payments so we'll be able to leverage $10,000,000 in property deals through this investor.
Investor #3: This is my investor who invested with my Detroit seminar students. He's also from Texas.(I used to do a lot of deals in Texas so I have a lot of financial ties to that state, especially with investor partners.) He prefers apartment building properties OVER 50 units and will also do MHP deals just about anywhere there's a strong cash flow. He prefers his CAP rates to be over 9%. All investors involved with deals with him must provide full management services, no exceptions. He usually won't consider someone's deal if they reside more than 40 miles away from where the property is located. He will not consider commercial-commercial but will consider mixed-use (part commercial, part residential) especially with retail at street level. No major rehab. Nothing under-performing. He is putting in $2,000,000 which means we'll also be able to leverage $10,000,000 in property using this cash as the 20% down payment funds.
Each investor is offering my students a 33% stake in the property in both gained equity as well as the monthly cash flow. You may submit multiple deals. They may accept more than one deal from you. Of course, just because you submit a deal doesn't mean they are required to accept it, especially if it doesn't fit their needs/requirements.
More will be discussed on May 15th & 16th in Las Vegas in how you can participate in these deals. And, as with my investor partnership deals before, it has made some of my students "overnight millionaires" so this is definitely something to consider when working with investor partnerships like this.
The other thing to consider is that when you do a good job with the first property, they will not only invest in additional properties with you but they will increase the stake in each subsequent deal thereafter. One of my students is on his 6th deal with one of my investor partners he was introduced to when part of my Viper Wealth Group (which ended in late 2013) and he's getting half of each deal (gained equity and monthly cash flow) without putting a single cent into any of these properties.
I tried to get this student to come out to Vegas but he said he's attending a wedding on May 16th. Maybe I'll get him for the next one...
Okay, so, I have some "bribes" for those of you who register for this upcoming Vegas event (but these "bribes" are going away very soon).
Bribe #1: You'll get my No-Cash-No-Credit 100% LTV Complete Course when it's available. I'm still finishing all the legal elements to it. Because of my requirement to have legal counsel assist me with all the legal nuances, it's taking me longer than anticipated to get it out. But it will be shipped out and in your hands before the May Vegas event. It will show you how to acquire any property with the variety of 100% LTV methods I have, including the lease-option using the land trust. Nobody else teaches this stuff, by the way, because nobody else even knows about it yet! (This course is a $895 value alone just for all the legal work that's being put into this!)
Bribe #2: I have my 100% LTV Mentorship Group starting on April 18th. You'll be fully immersed in how 100% LTVs work before you get to the seminar. By the time you hit Vegas, you'll be ready for the "advanced" strategies and you won't be lost in space when you are sitting in a room full of 100 people.
Bribe #3: It's a surprise. And a good one. (Actually something that will blow your mind.) But it's only for those who register as Platinum VIP.
I'm having a Spring Blow Out which allows for all the "bribes" above. But...this deal ends soon. Very soon!
I got an email today from my investor partner in Texas. They closed on a $4.69 million apartment building today. He also made note that, because only 9 closed out of the 13 total that were under contract, we fell short of making our mark. His goal was to use up the $9 million for down payment money which, if you do the math, you can use that amount as a 20% down payment for a total of $45 million in property.
And that didn't happen. We didn't make the goal.
In fact, I did the tally today and this is what we were able to close on for the partnership opportunity presented this past November in Detroit. The lowest priced property was $760,000 and the highest was that "Big Boy" deal in Texas at $12.4 million, making my one student a multi-millionaire overnight.
Why didn't 4 of the 13 deals close?
Due diligence issues, as always. When we are in escrow on a property, we do something called due diligence. This is when the appraisal is done, we send out a building inspector, and we have financial records analyzed for accuracy. (It's during the financial records analysis that's when the majority of these deals will fall apart.)
Case in point, on one deal they swore in writing that the property had a 92% seasoned occupancy level. Come to find out that it was a 78% occupancy level which disallowed us from qualifying for the bank financing which requires an 85% occupancy level. So, that property fell out of escrow the moment we found that out.
The other 3 fell out because one didn't make the appraised value and the seller wasn't willing to come down on the asking price, one had a major structural/foundation problem that was beyond what a general contractor (GC) could fix, and one had a termite problem where two of the units had so much wood damage that it would have been more than a gut-to-the-studs rehab job to correct the situation AFTER every tenant would have to be relocated to tent the building for several days to remediate the little wood-eating pests.
I mentioned to my investor partner that we came up short on the goal. He said he was going to go through some deals that were submitted by my students to see if he can find anything worthwhile to pursue in place of those "lost" deals. (So, if you were a student who attended the Detroit event and had a deal "in waiting" then you may receive a phone call from my investor partner if he's interested in moving forward on your deal...if the deal is still available! He has an assistant that double-checks all that stuff.)
If he can't find anything worthwhile in the pile of deals he has that were submitted, he's willing to put up the remaining balance...which will be between $2.5 and $3 million. (I'll know more in the next few weeks.)
Right now, I have 2 other investor partners who are going to be putting up down payment money on investor partnership deals for those who attend my May Vegas 2-day event (May 15th & 16th). One partner is putting up $3 million for MHP deals. The other is putting up $2 million for both MHPs and small apartment buildings.
And if I can get a commitment from my Texas investor for the $3 million then we'll have a total of $8 million in down payment cash for my students who attend the Vegas event. (However, to be clear, I only have a commitment of $5 million so far which means we can leverage about $22 million to $25 million in property (since MHP deals require a higher down payment, typically).
If I get the remaining $3 million, we can add $15 million more to leverage (using the cash as a down payment since this investor acquires multifamily residential-commercial ONLY which typically require 20% down). Again...that's IF he allows me to do this with him.
I have to admit that receiving investor partnership deals, reviewing them, then forwarding them over to my investor is very taxing on both myself and my investor. I have to deal with my students who either (a) want to give me a hard time or ask me every 5 seconds if I had heard anything back, or (b) don't want to submit the stuff correctly and I have to keep sending it back to get corrections done. It's taxing on my investor too because he has to sift through hundreds of submissions, sometimes sending a note back to me for clarification on something. Then, in turn, my student doesn't respond with the clarification points or gives the wrong information...or the deal isn't available anymore.
There's so much involved in all this. And THAT is why I limit this to only those who attend certain select events. I need my students to understand the methodologies of how the program works including where to look for deals and how to submit the deals for acceptance. I know, it's not fair, right? It's not fair that if you don't attend the event, you can't participate in the investor partnership opportunity but...oh, well. It's my show and I can run it any way I want to.
Welcome to the Big Bad World of Investment Real Estate. It's not fair but it can be very lucrative and profitable for those willing to play the game.
I have a Spring Blow Out going on right now that gives you basement-bottom pricing for this event (that is the lowest possible pricing threshold) PLUS I'm giving away my brand new No-Cash-No-Credit 100% LTV System (to be released and shipped the first week of May) for F*R*E*E. This course is special because it includes all the legal elements of doing a land trust/contract lease-option deal. This is also why it's taking longer than anticipated to release this course...to ensure that ALL of the legal elements are included and based on the advice given to me by legal counsel.
P.S. Platinum VIP is already getting full and I barely started marketing this event this week. If you have any interest in having a blast with us in Vegas, sign up for Platinum VIP now. To hold a spot, it's only $100. Call my office now at (661) 295-5050.
Today marks the day of the "changing of the guards." After my very powerful, mind-blowing 2-day Internet Cash Flow Boot Camp Seminar where I presented 20 years of marketing INCLUDING the most cutting-edge and highly profitable home-business strategies, I decided that it would be my first, only, and last event of its kind. This event took a lot out of me especially since I presented much more information and secrets that I ever intended. And because of that reason...I'm done with presenting it.
For those of you who are truly interested in starting a cash flowing Aggressive Income Business from home that will make a MINIMUM of $20,000 a month IF you follow my basic instructions provided in my event, you can't miss out on these videos. But today is the last day. After today, the price will nearly double and...well, that sucks. (Please note that we have payment plan options for this DVD set PLUS there is a 60-day money-back guarantee which takes the "risk" out of the equation, if there is any on your part.)
So, it is...take it or leave it. Decide if having a solid Aggressive Income home-based business is important to you or not. If it is, great. If not, then let's move on.
Now...
Herein, we officially close out my reign of focus on Aggressive Income Strategies! BOOM! [Sound of wooden gavel.]
Time to focus on the rest of 2015 which is truly amazing, exciting, and will blow your mind!
Let's talk about Vegas. Yes, Vegas.Sin City!
And this time I WON'T be drugged like last time (from the bar at the Rio). (I'll make sure I don't go anywhere "risky" in Vegas before the event starts.)
Okay, so here's the deal. I'm offering something special up for Spring 2015!
I have my BOGO Gold VIP deal for my upcoming Vegas event where I'll be talking for 2 days about 100% LTV real estate investing in cash flowing real estate deals. This is on top of the lowest early-bird pricing I can possibly offer for this event.
Plus...
All Gold and Platinum VIPs will get the 2015 BRAND NEW No-Cash-No-Credit 100% LTV Course which is ALL about 100% LTV real estate investing. It's the first and ONLY course of its kind. This course includes a brand new upgraded resource directory. It also includes $895 worth of legal contracts as well as all the laws for every state as it pertains to land trusts/contracts. And I'll ship this entire course out to you the first week of May without you paying a cent for it when you register for either Gold or Platinum VIP for my upcoming May Vegas event.
Plus...
I'm starting my next wildly successful100% LTV Mentorship Group on April 15th. Everyone who registers for the seminar will be automatically enrolled into this group for F*R*E*E!
At the Gold VIP level, you're essentially getting about $3,000 worth of stuff for a small fraction of that price.
And if you're not sure you want to come to Vegas on May 15th & 16th, call our office to put in a $100 hold deposit so that you can lock in all the goodies and the low pricing on the event plus making sure that you get a seat in the event that we get close to selling out.
By the way, I'm already running out of room for Platinum VIP and I didn't even start advertising this event till today so...if you want to join us for an exciting couple of nights out in Vegas with dinner (Friday and Saturday night) then you'll definitely want to sign up for Platinum VIP while you have the chance. We max out at 20 and we already have 14 people booked in.
Check it out. Listen to the audio seminar. Read the listing of speakers I'll have. They'll be myself speaking (as always) plus 3 others and I may have 1 more coming in.
This will be a very powerful event because I didn't mention the best part yet:
I have $5,000,000 in funds pre-committed for investor-partnership deals and there's a strong possibility that I'll get another $3,000,000 by the time May hits. All of this cash will be used as down payment funds for partnership deals for ONLY those students to attend this event. Yep, that's right. You have to actually get off your ass and come to this event to be able to participate in this partnership opportunity.
I'm actually a little ecstatic right now. You see, this is the last time (for awhile anyway) that I'll be talking about Aggressive Income Strategies in relation to starting a business to get cash for Passive Income...or to quit that sucky job that's extracting the last bit of life out of you.
Why is it the last time?
Because my plan is to focus on Passive Income Strategies as well as other real estate related training. This, of course, includes everything credit related, raising capital, and even partnership opportunities coming your way. Exciting stuff, I know!
Many of you know that I'm a serial entrepreneur and I've been working both Aggressive and Passive Income Strategies since 1995. Yes, it's been 20 years this year. I first started with a simple mail order business earlier that year. By the fall of that same year, I bought my first piece of property that kicked off a long career in real estate investing.
Although my initial real estate investing was either very low or no money down, I found that I had much more leverage in the real estate market when I was able to inject more money into a deal whether it be for the down payment, rehab, or both. At the time, I was focusing mostly on real estate flipping. This was way before us investors had access to something called "wet" funds or transactional funding for flips. Back then, we had to finance the deal ourselves as well as come up with the cash to rehab the properties. This was also way before business credit was readily accessible to "average" business people who didn't have a Fortune 500 company.
Yes, things were much harder back then.
What helped me build my flipping business after I got rolling and when the market started getting really competitive (into the thick of the Clinton era when the economy started flowing), I was really fortunate during this time to have a successful cash flowing business to help me maximize my success on the real estate front.
I was also lucky that I didn't have to succumb to a brain-draining dead-end job where I would have to waste my life away trading hours for paltry dollars. This alone allowed me to excel as an entrepreneur and investor because I didn't have anybody's office cubicle walls reminding me daily of my real-world limitations...because I didn't have any limitations. I wrote my own check through life. And I haven't stopped writing those checks ever since.
I've been in the entrepreneur game for 20 years. I've learned a lot about marketing and I'm considered one of the top copywriters in the entire country. To consolidate 20 years of knowledge into an easy-to-use compact format while injecting all of the most cutting edge Internet marketing strategies that I've learned in the past couple of years was very difficult.
But I did it. And I won't do it again.
Having an Aggressive Income Business isn't for everyone. But it DOES make life a whole hell of a lot easier. It allows you to quit that energy-sucking job that's killing your very life force. It allows you to have cash to inject into property deals so you can start getting that Passive Income cash flow right away.
And if anything, it alleviates that intense ultra-heavy stress that dictates how you feel in every cell of your being because when you're suffering financially, you're unnecessarily taxing your body, mind, and spirit at the same time.
And talking about doing it "someday," well...there is no someday. Someday is now. Right now! Because if you think about it, how fast does a year go by? Five years? A decade? All too fast! Just think, the year just started and I'm already planning my dates for the fall. Then it'll be Christmas. A New Year. Another year gone. Just like that.
The main problem with Aggressive Income (and why I don't want to teach it anymore) is that it changes a lot in a short period of time because of the way things are online. It's not difficult for me to keep up with the changes; it's difficult to teach it. Unfortunately, most of what I taught my students in my last 2-day seminar will be obsolete in the next couple of years.
What I want to see my students do is get in and get out. Start a business, make money like gangbusters, sink the cash into real estate, then get out of your Aggressive Business...enjoying the Passive Income your real estate will bring to you for the rest of your life.
And that's it.
Yes, it's really that simple.
So, if you want to take advantage of this short-lived yet highly powerful Aggressive Income Strategy then you have one shot left. Here it is: http://www.monicamain.com/icf_boot_camp_videos
The deal on these videos ends tomorrow. If you have questions, call my office after 9am Pacific Time at (661) 295-5050.
There are thousands of books out there about success, wealth attraction, laws of attraction, and business. But the bottom line is that if you don't implement one single secret, success will never come to you on any level nor in any way whatsoever.
So, what is that one single success secret?
Action.
That's right. Plain Jane, old-fashioned action.
When I was first studying different law of attraction strategies, I did all the visualization, affirmations, changing my "feeling" states, and everything in between but nothing ever happened for me until I started taking action.
And not just any action. No. Just doing anything won't fit the bill.
You have to have a very specific strategy in place including having an action plan that coincides directly with the end-goal you have in mind.
And then taking action on the plan, in order, and until the goal is completed.
Obvious, right?
Then why is it that many people don't understand this basic rule of success and wealth achievement?
I think there's a sense of mystique and enigma when people believe that super successful people hold some magical quality that the rest of us cannot possess. It makes it seem unattainable while giving people an excuse not to forge ahead or command success in their life.
Yes, part of that magical success secret is commanding and expecting success to happen in your life. The other essential element is taking action. That, of course, is the part that most people don't like to hear.
If you've gotten the chance to study self-made multi-millionaires and billionaires, you'll have noticed that many are workaholics. They like working around the clock and consider it fun. In fact, many would prefer to work than to go on vacation or do anything that commoners consider to be fun.
Herein lies the problem: Most average folk simply don't want to work, have no specific success plan, and psyche themselves out of starting a successful business before they begin; they convince themselves that it's "too hard" or that they will "fail" so they never do anything at all.
But...what if someone (me) created the maximum leverage money-making plan for average folks who want to make money now but don't have a lot of resources, time, or even the confidence in themselves to pull off something "big" for a business?
Good news! I happen to have that maximum-leverage/minimal-resource plan precisely for those who may fall into one (or more) of the following categories:
Numb Skull: I have a good percentage of my students who are dumber than a bag of hammers but these people happen to be those who are too stupid to have the basic "fear" elements that hold my "Smarties" back. So, I actually have a larger percentage of my "Numb Skull" students become successful in both Aggressive and Passive Income Businesses I offer due to their inability to respond to fear or basic cause-and-effect analysis. If you fall into this category, GOOD! It means the success road ahead will be fairly simple.
Flaky Screwball: These are people who never know one day to the next what they want to do with their lives. First they want to start a business then the next day they're okay devoting the rest of their days to The Man then the next day they want to jump into real estate investing. After that, a network marketing "opportunity" will catch their eye. After a couple of years (or decades) of this, they equate "business" or "investing" with "plans that don't work" because they can't stay on the fence or on course with anything long enough to make anything work. The fault is within them and not with most business or investing systems. If you fall into this category, screw your head on straight, pick ONE THING you want to do, write out your action plan, and then stay on course until you attain your goal.
Smarty: My doctors, dentists, lawyers, engineers, and others who have a "smart" (and usually high-paying) career are my "Smarties." They over-analyze everything to the point of beating it to a pulp or until they're fairly convinced that they shouldn't move forward because it must be too good to be true. The other problem is that many have a "textbook mentality" whereas they don't understand the basic economics behind investing or business and why it's important. Anything beyond getting an IRA or CD at the bank is way beyond what they believe they should be doing to secure their retirement years in place. The biggest obstacle (for those who finally do make a breakthrough and figure this business and investing stuff out) is to get them to understand that their analysis of financial forecasts are correct (and not "too good to be true") so they simply have to move forward without getting cold feet (especially at the last minute). Easier said than done, I know.
Here's the good news in all this: I've created all the elements you need to be successful in an Aggressive Income Business model by including the what, the how, the why, the where and the when of all of it. Not only do I tell you exactly what you'll do doing but exactly how to do it and when you'll be making what types of cash.
No waffling can happen. No confusion will occur. And for my "Smarties" who like to over-analyze, you can analyze and calculate all you want. In fact, I hope you do because once you uncover how much money you can make doing this, your brain will probably drop out of your skull in shock and amazement.
For those of you looking for an in-your-pocket net profit income of anywhere from $20,000 to $50,000 a month, you need to be working this plan that I have laid out.
What's the plan, you ask?
Easy. Internet Cash Flow. And I laid it out in a thorough 2-day event that's now on video.
You may want to take a look at all the testimonials that are there too. It will motivate you and help you understand the earth-shaking magnitude of the high-powered maximum-leverage money-making information that you're about to be exposed to.
Last Friday I saw an omen. I saw a coyote in broad daylight on my way to work. I even saw his eyes...a yellow-brown color.
And I knew the sh** was about to hit the fan because coyote medicine has never been a good omen for me.
Yesterday I get that awesome letter from the IRS that we all look forward to with baited breath. And this one is going to tell me that they're taking all of my tax refund for a debt from 2000 that I paid off more than 10 years ago.
Except here's the problem: All of my records from that time frame have been purged. After all, "they" (the government themselves) say that you only have to keep records for a max of 10 years before "safely" getting rid of them because they're of no use anymore, right?
Well, folks, that's the scam. Right there. Because what the IRS and the Department of Treasury won't tell you is that any "debt" they deem you owe with them will NEVER expire. It can be a 50-year-old debt (or older) and it will never expire, never go away, and apparently after you pay it and "safely" purge your old records from over a decade ago (because they disappeared, as many bill collectors will after they are paid in full), they will resurface like the gigantic destructive sea serpents they are to collect on a debt that, they'll claim, you never paid.
"Oh, you don't have any proof of that payment back over 10 years ago? Oh, well. I guess you'll just have to pay it again then."
Beware! This is the latest IRS and Department of Treasury scam. And who are you to (a) fight the government, and (b) have any proof even that this debt was paid?
Even worse, the IRS is seizing the bank accounts of anyone who is foreign (but legally here) who owns a legitimate mostly-cash based business because, well..."Didn't know know the IRS laws surrounding cash deposits into your bank accounts? Oh no? You didn't? Well, I guess you're running an illegal operation so...we'll be taking that money. Thank you very much."
Doesn't matter that these people are running a completely legal above-board convenience store in their community where most people pay for things in cash. The government doesn't want people paying with cash. Gives them less seizing control over the money when they're broke and need it most. And they'll pick on foreigners who don't know they have any rights.
Like now. The U.S. Government is not doing really well financially. In fact, after now dealing with this new-old IRS issue from 15 years ago, I'm quickly starting to realize that the government is in the Rob-Peter-to-Pay-Paul mode as to disguise how devastating the cash-crunch situation is with our country. I think the money situation within our government is much worse than they'll ever lead anyone onto believing.
So, the strategy: Since they have to pay for an over-bloated defense budget coupled with keeping the freeloaders on welfare dependent on the system, they have to steal that money from somewhere. And it's going to be in a way where they can target the weakest links: foreigners with cash businesses and anyone with old debts with any government agency/department who wouldn't possibly have records of these debts being paid off.
And that could be you. Especially if you had an old IRS debt that you paid off. Don't be surprised that AFTER you threw away that proof of that debt being paid, all of a sudden they come back to haunt you, stating that you didn't pay a single cent toward it.
This is basically what my sweet IRS letter was about. Even worse, they won't tell me what I "owe" and refuse to give me an itemization of anything.
Now I have to have an attorney step in and deal with it.
Did you know that most Americans can't afford an attorney to deal with situations like this? Again, this is something else the IRS and Department of Treasury will bank on. It's a numbers game. They know that about 90% or higher of the people they harass and seize money from won't have the financial ability to fight it by hiring an attorney. Some will (less than 10% or probably an even lower percentage) but most won't have the resources, especially after the government will steal the resources from them.
Here's a tip: If you're like most Americans who have had issues with the IRS, make sure you NEVER throw away ANY of those records. I don't care about the 10-year rule. No rules apply to the U.S. Government, as you should well know by now. (They are hitting me with something that's 15 years old thismonth...and I have no proof to show that they've been paid in full. Not a scrap of paper. And I can't even go to my bank to get the cashier's check because the bank purged that our of their system at the 10-year mark. How f****** convenient for the IRS, right??) So, save those records, including tax returns, FOREVER!!
You know...I was just thinking about something last night and I actually had a one-second panic attack. I'm like, "Holy shit, I'm not going to get Social Security because of this!" And then I started laughing at the ridiculousness. Maybe it's because my monthly SS may be about $1,200 a month (give or take) by then. And what the hell am I going to do with $1,200 a month? By then I'll probably need a minimum of $10,000 a month just to survive.
I suddenly envisioned myself making pies and selling them on a street corner which would make well over what SS would pay me...since I won't ever qualify to get that money. Forget how I've worked since I was 14, paying into this pot before most people even think about getting a job. Or that I'm an American citizen. I simply won't get it. (We have to make sure the freeloading welfare recipients keep getting paid, you know. Doesn't matter if they're legal or not. Meanwhile hard-working Americans have to keep feeding these deadbeats.)
And you want to know something? I actually didn't care about the notion of working till I die. In fact, I sort of expected that this would be the case. I'd have more than enough in passive income anyway to keep me afloat so I didn't have to sell pies (or crack) on a street corner when I'm 82 years old. My only fear -- and this is a very real fear -- is that I won't be mentally stable enough to pull this off? Will I have dementia or Alzheimer's disease and I won't be able to perform on any type of commerce level? That was my only real fear in all this because I don't mind working till I drop dead.
The other fear was...will I really live till 82 or longer? What a drag that would be along with all the other "benefits" of being that old including crapping my pants and not being able to walk to the mail box without breaking my hip.
Most of you know that I just did my 2-day Internet Cash Flow Boot Camp Seminar. It was a very intense event. I have to admit that it's been the hardest and most intellectually taxing event I've done in many years because of how in-depth my presentation was. I left no stone unturned. Every single detail one would need to start an Internet business from scratch was revealed.
But I will warn you. This information is both cutting-edge but short-lived. It'll help you build a multi-million-dollar business between now and a few years from now but after that...you'll have to learn a whole new set of marketing strategies by 2018 to fit with our ever-changing New Economy.
I had a kick-ass event. Lots of testimonials (which I'll put up in a few days). Lots of amazing wealth-building strategies that, guaranteed, NO ONE will ever show you. I packed 20 years of marketing experience with the most cutting-edge Internet marketing strategies into 2 short days.
And it can make you very wealthy IF you follow the steps exactly as I lay out.
Also, I didn't officially start marketing my upcoming event for Vegas on May 15th and 16th but it's my first 2-day No-Cash-No-Credit 100% LTV Real Estate Cash Flow Boot Camp Seminar. (Say that 10 times in a row!) I already have 26 people registered and I didn't even tell anyone (except my Internet seminar attendees) yet. Vegas will be awesome and I absolutely cannot wait. And yes, I have another kick-ass partnership opportunity to present that will ONLY be applicable (and usable) to those who attend this phenomenal event. So, clear your schedule for this kick-ass upcoming seminar!
The other day I was playing a ball game in the street with my little girl. She likes playing with me with these "scoop" things and a Wiffle ball. She drew these 2 circles, one for me and one for her to stand in. Then she wanted to keep score with chalk on the sidewalk using a "scoring" system that she could understand, heavily weighing in her favor of course.
So, I started adding things to this "scoring" system. Such as, if you step out of the circle, you lose a point, even if it's my fault that I throw the ball in such a way to force you out of the circle. Then I added even more. If it takes more than 3 seconds to get the ball, you lose 2 points. I added something else that would make her lose 10 points if she offended the rule. Before the game really started, she was already in "debt" to the scoring system. It was getting so ridiculous that she slowly started to see that she couldn't ever win in this losing game I was setting up for her. This caused her to disregard my scoring system altogether. (Smart girl.)
I started to think about it. This is exactly how the "money system" is set up for the Average Joes of America. It's set up so that we all lose UNLESS we're rich, powerful, and elite. This game is actually very well articulated for you to lose. It has been set up this way for about 100 years and probably was in the "planning works" by the powerful and elite long before it was successfully implemented.
Even worse, most people to this day still don't know that the odds of them scratching and clawing their way out of this avalanche of new laws, rules, and regulations to keep people poor is getting harder and more impossible by the day.
Take a step back and look at it. Analyze what's going on here. Understanding what the few powerful families of the entire world are setting you up for.
Every one of us was designed and trained to become a slave for the purposes of supporting only a handful of super wealthy families. No, it's not as obvious as it used to be when our grandparents were working assembly line jobs in a dead-end factory (that's been long put out of business thanks to China). Instead, we're blinded by what's really going on with distractions such as the latest iPhone release, video games, endless amounts of "stuff" to watch on television (I just learned what "binge watching" means the other day), and any other distraction you can think of. If only we'd take a few hours to actually sit, ponder, and think about the "bigger picture" on what's really going on.
Of course, there's not much you can do about the momentum of how the ultra-wealthy have gained and sustained control over the mass population over the past century or two but what you CAN do is take control over your own future.
The first thing you can do is...stop watching so much freaking television, especially the news. This is numbing your brain into a dummy-ville state. Stop it. Lay off the iPad and the video games, too. This is putting you into a non-existent fantasy land that will only disservice your ability to think creatively as time goes on.
The second thing you can do is...start reading some reallygood financial magazines. My all-time favorite is Bloomberg Businessweek. I also like Forbes and The Economist. Reading only these three (or just Bloomberg alone) will keep you ahead of the curve on rapidly developing changes. Students often ask me how I just "know" things about real estate and different trends/changes. It's because I read and I don't watch the useless news anymore, that's why.
The third thing you can do is...understand how "financial leverage" works and how you can use it yourself. The worst thing that most Average Joes fall for is the "scam" get-rich-quick business model that, at the end of the day, yields exactly nothing for them. This includes MLM schemes, envelope stuffing, chain letters, or anything else that promotes ultimate laziness while they are supposedly going to get super rich overnight (by doing nothing at all, of course). None of these things work. They aren't designed to work for you. What they are designed for is to give you hope, let you fail, and then make you feel "burned" so you don't step out of line or even think about climbing out of those salt mines that the ultra rich want to keep you enslaved in.
The most powerful form of leverage that I learned about is being able to tap into other people's money (OPM) through credit. Even more powerful, I learned the "credit on steroids" secret by understanding how business credit works.
Do you want to know what's so sinful about people's basic understanding of economics? Here it is: Average Joes are NOT taught the things that can make them successful entrepreneurs and investors. They are taught about everything else except these things.
A couple of weeks ago my daughter was learning about Lincoln. They are even teaching 6- and 7-year-olds about how Lincoln was shot in the head by a guy named Booth. I'm thing...WTF? I went a step further and gave my daughter's teacher a picture of my daughter standing in front of the ACTUAL CHAIR where Lincoln was shot. (It's in the Henry Ford Museum in Detroit. And yes, there's still blood on the chair!)
But I started to think about it. Who f****** cares about Lincoln getting assassinated? What about the economic cycles tied to the Civil War during that time? Or anything that could be remotely useful about why the guy got shot in the head?
Each time I sign in to bring my daughter into the school, I look at the analog clock and spend several seconds trying to remember how to tell time with such an antiquated device. I don't bother balancing my checkbook, ever. The only reason I leave generous tips at restaurants (usually in 10s) is because I can't add worth a shit and just about everyone says that they can't read my handwriting.
But I have a unique understanding of what's going on "behind the scenes" when it comes to economic cycles and the economy at large. (No, I can't predict everything but neither can the highest regarded economic scholars either.)
This, my friend, is ALL that matters if you want to not only survive (financially) but to THRIVE in our current New Economy.
Part of this has to do with understanding how to leverage OPM. The only two (2) ways that I know how to do this is by (1) building business credit, and (2) raising funds through investor partnerships.
I've learned both very well. And so can you.
Ignorance is the first obstacle to overcome, as this information wasn't for the Average Joe like you and me to ever sink our claws into. This is the obstacle that I am here to help you overcome.
Getting access to hundreds of thousands of dollars in unsecured business credit isn't hard to do but it can be tricky. First of all, you can't make any mistakes when setting everything up for this endeavor. Second, you have to follow suit with a specific strict set of action steps. If you screw up any step or decide to screw it off (and not do it) then your business building activities will suffer drastically. Third, this doesn't happen overnight. (Sorry, impatient Americans who want everything today but...to do this correctly will take a few months!)
Think of it this way, though. To have access to, in the very least, tens of thousands of dollars (by doing a half-assed job) and up to hundreds of thousands of dollars in unsecured business credit in only a few months is amazing. It'll be summer time then. You'll be a few months older. But you'll have MORE leverage than you have now.
So, what do you do with all this credit? You put it into money-making instruments such as passive income real estate (ideally) or to fund a new business or for other types of investments. This is how the rich get richer, folks. It's because they get OPM to allow themselves to get wealthy while the Average Joe wonders how he/she can make more money by trading hours for dollars. And that is NOT to right way get wealthy. Using OPM for passive income assets and investments is how you do it.
Time for you to stop accepting the "worker bee" programming "they" installed in you from the moment you entered the school system and start using some of these incredible financial secrets so you can enjoy a piece of this wealth pie that you deserve to have!
Last week my daughter had a $20 bill in her lunch sack. I asked her where she got it from. She said that some first-grader wanted her 3 Oreo cookies at lunch and gave her $20 for them. I knew the "right" thing to say was to tell her to return the money but I smiled knowing that my little girl is already showing signs of being an entrepreneur.
I think about all the things I wish I knew when I was first starting off as an entrepreneur, namely about being able to expand quickly through the use of OPM or other people's money. I always hit a "glass ceiling" with everything I was doing when I first started out in business...20 years ago this year, actually! (Time really does fly!)
I have to say that the biggest, most valuable thing that I know now that I didn't know then was about credit. Yes, the only significant "life lesson" my mother ever taught me was to "take good care" of my personal credit. But what about going a step beyond that? What about business credit?
I knew nothing about such things. Nothing at all. Not at that time.
And because of my lack of knowledge, I struggled my ass off with both investing and business because I didn't know how to tap into OPM (other people's money) quickly and easily. I thought that OPM was reserved for the wealthy, established business people, or people who already had money or assets to use as collateral for getting loans and credit.
Boy, was I wrong!
One thing that's unfolded quickly over the past decade -- and even more radically over the past 36 months -- is access to something called business credit. And no, this access is NOT reserved only for the wealthy with assets to use as collateral but rather anyone who knows how to access these funds.
Except the problem is, most "Average Joes" have no idea how to access these funds that are ready to be lent out for those who know how to tap into this credit. Little do they know that it's quite accessible when you understand the simple process needed to gain access to this money.
(I should mention that, for the most part, I'm all for a lot of your John Q. Citizens to never get access to this money otherwise they'll probably end up ruining it for everything. Part of what Rockefeller aimed for back in the day was to keep the lowly "worker bee" completely ignorant of being able to climb the ladder into wealth because, without these worker bees, the rich can't get richer. This is how and why we are all trained at a very young age to go to school on a strict schedule, follow orders, work your way up the ladder, don't question authority, and don't buck the system. Because of this antiquated system, it's "trained" most average people to think like average lowly worker bees which doesn't include understanding how to be fiscally/financially responsible. Therefore, if you are one of these people who embark on a path of gaining access to hundreds of thousands of dollars in this available unsecured credit, you MUST use this money responsibility. You must use this to either invest or build a business...or both!)
It wasn't until the early 2000s when I discovered the power of building business credit. In 2003 I had to file for a personal bankruptcy which I regret even to this day (although it's long gone off my credit report, it still comes up with lenders). (This was based on poor legal advice doled out by a sleazy attorney who wanted me to file so he could get paid.) My first husband wracked up a bunch of debt after our divorce that I was tied to. Knowing what I know now, I could have easily and quickly had all of those debts removed but...as they say, young and dumb. Or rather young and uneducated about things like this.
After my bankruptcy, I learned everything I could about fixing and rebuilding personal credit. It was during this "rampage" that I stumbled on the concept of business credit. And it was through a late-night infomercial from a blow hard named Ray Reynolds. (Ever heard of that guy.) I bought his course, learned next to nothing about building business credit from it, but I was first "clued in"on this new world of credit that is NEVER talked about among "Average Joes" like you and me. (We were never meant to know about this powerful OPM leverage that only the rich use to continue building massive wealth.)
I also found that there wasn't any legitimate information out there about building business credit. I had to essentially figure it all out on my own.
Then things drastically shifted about 3 years ago between banks lightening up lending for businesses (to encourage economic growth) while a much more efficient business credit reporting system went into full swing. Between these two elements of the "perfect storm" it now allows for people to gain even quicker access to business credit, even with newly formed corporations!
For those of you who need access to money for real estate, business, and investments then you need to listen to this audio seminar now: http://www.monicamain.com/biz_credit_mentorship_deal
In only a few months -- by this summer -- you can start experiencing the SAME OPM leverage that rich people can access. You can start getting richer, just like they are. If you don't, you'll probably end up getting poorer just like the masses, especially as the middle class dwindles down to nothing. (My theory is that there will be 2 classes left in the next couple of decades: poor and wealthy. Which one do you want to be in?)
See you at the top!
Your mentor,
Monica Main
www.MonicaMain.com
P.S. We're on the March seminar final count down. You have only 7 days left before enrollment closes and we begin the event. We also only have 4 seats left. Click on this link if you want to attend this mind-blowing upcoming Aggressive Income Strategy event in Los Angeles on March 14th and 15th: http://www.monicamain.com/internet_cash_flow_event_in_la
